| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.actuarquindio.org/ |
| Year established | 1989 |
| Head of Institution | Luis Gabriel Duque Restrepo |
| Regions active | |
| # Branches | 1 |
| Total Portfolio (nat'l) | COP 5,097,204,694 |
| Total Portfolio (USD) | USD 2,800,661.92 |
| Active clients with loans | 2,361 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | |
| Funders |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2005 |
| Head of Institution | Mr Tesfaye Befekadu |
| Regions active | |
| # Branches | 13 |
| Total Portfolio (nat'l) | ETB 32,345,500 |
| Total Portfolio (USD) | USD 1,757,907.61 |
| Active clients with loans | 22,473 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | AEMFI, MAIN |
| Funders | Terrafina, SOS Faim, Promic, KNH |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Activos Fijos | COP 1,000,000 - 61,800,000 | 6 - 36 | 20% - 40% | 20% - 40% | Business, Housing, Activos Fijos | Women, Men, Have business | Credit Ins, Tech Asst Visits, Business Training, Other Training, Acompañamiento en los procesos de comercialización | |||||||
| Capital de Trabajo | COP 1,000,000 - 61,800,000 | 6 - 36 | 60% - 80% | 60% - 80% | Business, Capital de Trabajo | Women, Men, Have business | Credit Ins, Tech Asst Visits, Business Training, Other Training, Acompañamiento en los procesos de comercialización |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | ETB 1,000 - 6,000 | 8 - 12 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Business Training | |||||||
| Installment loan | ETB 1,000 - 8,000 | 6 - 12 | 60% - 80% | 60% - 80% | Any Purpose | Women, Men | Credit Educ, Group Mtgs |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Activos Fijos | 29.4% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 19.8% - 36.7% | 20.3% - 37.3% | 100 | ||||||||
| Capital de Trabajo | 29.4% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 20% - 21.3% | 20.6% - 21.9% | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 1.00% ongoing | 19.7% - 19.8% | 21.7% - 22.6% | 81 | ||||||||
| Installment loan | 13.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 1.00% ongoing | 29% - 29.1% | 36.7% - 36.9% | 35 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Activos Fijos | 29.4% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 19.8% - 36.7% | 20.3% - 37.3% | 100 | ||||||||
| Capital de Trabajo | 29.4% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 20% - 21.3% | 20.6% - 21.9% | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0% upfront 1.00% ongoing | 19.7% - 19.8% | 21.7% - 22.6% | 81 | ||||||||
| Installment loan | 13.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0% upfront 1.00% ongoing | 29% - 29.1% | 36.7% - 36.9% | 35 |
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