2. Actuar Tolima
Please note that the information you are viewing is 159 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Union RB
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

CORPORACION ACCION POR EL TOLIMA ACTUAR FAMIEMPRESAS Calle 18 No.6-16Ibague, Tolima
Data approved: 2011-03-15
Data version: 1
Age of data: 159 months

Institution

Union Rural Bank Limited Head OfficeSenya Bereku, Central RegionP.O. Box 5
Data approved: 2013-02-26
Data version: 2
Age of data: 132 months
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1986
Head of InstitutionGloria Ines Navarro De Clausen
Regions active
# Branches14

Total Portfolio (nat'l)COP 9,582,555,960
Total Portfolio (USD)USD 5,265,140.64
Active clients with loans7,917
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsEmprender, Asomicrofinanzas
FundersCORUNIVERSITARIA, FELDESPATOS EL VERGEL, FENALCO TOLIMA, SURAMERICANA DE SEGUROS

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1999
Head of InstitutionPaul Kojo Kombian
Regions activeGreater Accra Region, Central Region
# Branches7

Total Portfolio (nat'l)GHS 4,652,554
Total Portfolio (USD)USD 2,361,702.54
Active clients with loans3,831
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsARB APEX, GHAMFIN, Freedom from Hunger
FundersOikoCredit, SPEED Ghana, ARB APEX Bank

Loan Products » Summary

Activos
1,455 Borrowers
USD 1,318,740.90 Portfolio
Active Product
Trabajo
7,186 Borrowers
USD 3,717,366.57 Portfolio
Active Product
Inversion
215 Borrowers
USD 63,145.68 Portfolio
Active Product

Loan Products » Summary

Group
1,367 Borrowers
USD 187,932.49 Portfolio
Active Product
Salary
1,889 Borrowers
USD 1,777,637.90 Portfolio
Active Product
Business
435 Borrowers
USD 300,171.28 Portfolio
Active Product
Mobile
140 Borrowers
USD 95,960.87 Portfolio
Active Product
Personal Loan
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Activos Fijos COP 300,000 - 13,390,000 3 - 36 40% - 60% 40% - 60% Activo Fijo Women, Men, Have business, Specific age group, SER UN PROCESO DE PRODUCCION, COMERCIO O SERVICIO Credit Ins
Capital de Trabajo COP 300,000 - 13,390,000 3 - 24 60% - 80% 40% - 60% Business, Capital de Trabajo Women, Men, Have business, Specific age group, pueden realizar actividades de producción, comercio o servicios. Credit Ins
Libre Inversion COP 535,600 - 535,600 3 - 12 40% - 60% 40% - 60% Any Purpose Women, Men, Have business, Have home or land, Salaried worker Credit Ins, FRG, Estudios de Crédito

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan GHS 500 - 3,000 4 - 6 80% - 100% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs
Salary Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business, Education Women, Men, Have business, Salaried worker Credit Educ, Business Training
Business Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Business Training
Mobile Banking Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Activos Fijos 25.2%-29.5% annual, Decl Bal 1 Fee 2 Ins None N/A 40.8% - 48.9% 43.3% - 54% 53
Capital de Trabajo 25.2%-29.5% annual, Decl Bal 1 Fee 2 Ins None N/A 38.4% - 48.2% 43.6% - 55.2% 49
Libre Inversion 25.2%-29.5% annual, Decl Bal 1 Fee 2 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 103.1% - 106% 123.7% - 127.3% 38
Salary Loan 32.00% annual, Flat 2 Fees 0 Ins None N/A 57.3% - 73.4% 57.3% - 73.4% 47
Business Loan 35.00% annual, Flat 2 Fees 0 Ins None N/A 68.2% - 68.7% 68.2% - 68.7% 51
Mobile Banking Loan 48.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 104.9% - 107.4% 127.1% - 130.5% 37

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Activos Fijos 25.2%-29.5% annual, Decl Bal 1 Fee 2 Ins Ins None N/A 40.8% - 48.9% 43.3% - 54% 53
Capital de Trabajo 25.2%-29.5% annual, Decl Bal 1 Fee 2 Ins Ins None N/A 38.4% - 48.2% 43.6% - 55.2% 49
Libre Inversion 25.2%-29.5% annual, Decl Bal 1 Fee 2 Ins Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00% annual, Flat 2 Fees 0 Ins Ins None 10.00% upfront 103.1% - 106% 123.7% - 127.3% 38
Salary Loan 32.00% annual, Flat 2 Fees 0 Ins Ins None N/A 57.3% - 73.4% 57.3% - 73.4% 47
Business Loan 35.00% annual, Flat 2 Fees 0 Ins Ins None N/A 68.2% - 68.7% 68.2% - 68.7% 51
Mobile Banking Loan 48.00% annual, Flat 2 Fees 0 Ins Ins None 10.00% upfront 104.9% - 107.4% 127.1% - 130.5% 37
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