| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | http://www.crezcamos.com/ |
| Year established | 2006 |
| Head of Institution | Mauricio Osorio Sanchez |
| Regions active | |
| # Branches | 7 |
| Total Portfolio (nat'l) | COP 41,163,048,864 |
| Total Portfolio (USD) | USD 22,617,059.82 |
| Active clients with loans | 25,888 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CREDIAGRO | COP 500,000 - 13,390,000 | 6 - 36 | 20% - 40% | 0% - 20% | Business | Women, Men, Have business | Credit Ins | |||||||
| Credinegocio | COP 500,000 - 13,300,000 | 6 - 24 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business | Credit Ins | |||||||
| Credioportuno | COP 200,000 - 1,606,800 | 2 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Cliente con crédito vigente que tenga un saldo menor al 50% del valor desembolsado | Credit Ins | |||||||
| Credirenovacion | COP 500,000 - 13,390,000 | 6 - 36 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CREDIAGRO | 28.8%-34.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 42.1% - 49.3% | 43% - 50.2% | 62 | ||||||||
| Credinegocio | 28.8%-34.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 42.7% - 49.4% | 43.6% - 50.3% | 61 | ||||||||
| Credioportuno | 28.8%-34.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 39.3% - 40.6% | 39.6% - 40.9% | 72 | ||||||||
| Credirenovacion | 28.8%-34.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 41.5% - 49.5% | 42.6% - 50.4% | 64 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACLEDA | 235,200 | 215,086,000 | 6 | 161 |
| AMK | 288,200 | 63,784,000 | 16 | 132 |
| AMRET | 299,500 | 149,542,000 | 8 | 132 |
| Chamroeun | 48,100 | 7,480,000 | 4 | 113 |
| Farmer Finance | 200 | 407,000 | 1 | 132 |
| First Finance | 500 | 5,819,000 | 1 | 132 |
| HKL | 73,400 | 93,842,000 | 3 | 132 |
| KREDIT | 61,800 | 59,319,000 | 9 | 132 |
| Maxima | 2,900 | 3,179,000 | 3 | 132 |
| PRASAC | 138,500 | 251,931,000 | 9 | 132 |
| Seilanithih | 15,200 | 7,516,000 | 5 | 132 |
| SPN | 35,100 | 29,828,000 | 6 | 132 |
| TPC | 120,000 | 45,931,000 | 13 | 132 |
| VF Cambodia | 148,600 | 48,984,000 | 18 | 132 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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