| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.fundauniban.org.co/ |
| Year established | 1987 |
| Head of Institution | Gabriel Marques Velez |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | COP 4,097,473,000 |
| Total Portfolio (USD) | USD 2,251,358.79 |
| Active clients with loans | 958 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Federación Antioqueña de ONG-Colombia, Redesarrollo- Republica Dominicana, Fundaciones Empresariales-Colombia, The Resourse Foundation- EEUU |
| Funders | PROMOTORA DE EMPLEO DE ANTIOQUIA, FONDO DE GARANTIAS DE ANTIOQUIA, FUPAD, EMBAJADA DE HOLANDA |
| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | http://www.bancoagrario.gov.co/ |
| Year established | 1999 |
| Head of Institution | Francisco Estupiñán Heredia |
| Regions active | |
| # Branches | 477 |
| Total Portfolio (nat'l) | COP 82,116,686,524 |
| Total Portfolio (USD) | USD 45,119,058.53 |
| Active clients with loans | 64,236 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | |
| Funders | MINISTERIO DE HACIENDA, BOLSA NACIONAL AGROPECUARIA, CORABASTOS, MERCAR |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredito Rural | COP 1,000 - 12,875,000 | 12 - 36 | 20% - 40% | 0% - 20% | Business, Housing, Education, Ampliacion de tierras, Capital de trabajo | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Capacitaciones en Buenas Practicas Administrativas | |||||||
| Microempresarios Urbanos | COP 1,000 - 12,875,000 | 12 - 36 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Linea de Microcredito Agropecuario | COP 500,000 - 6,000,000 | 4 - 36 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Group Mtgs, Other Training, Educación financiera para niños y jóvenes a través de la creación del fomento de hábitos de ahorro, Formación a los clientes de los servicios de microcrédito y ahorro en componentes de desarrollo pers | |||||||
| Linea de Nucleos Solidarios | COP 3,600,000 - 12,750,000 | 3 - 6 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
| Línea de Fortalecimiento | COP 496,900 - 12,875,000 | 3 - 36 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredito Rural | 19.8% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 25.8% - 33.9% | 26.7% - 37.1% | 61 | ||||||||
| Microempresarios Urbanos | 24.0% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 28.3% - 33.7% | 29.2% - 34.7% | 74 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Linea de Microcredito Agropecuario | 29.6% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 44.2% - 47.9% | 44.9% - 48.6% | 63 | ||||||||
| Linea de Nucleos Solidarios | 29.6% annual, Decl Bal | 1 Fee | 1 Ins | None | 10.0% upfront 10.00% ongoing | 36.8% - 50.2% | 48.1% - 69.7% | 49 | ||||||||
| Línea de Fortalecimiento | 29.6% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 41.2% - 47.3% | 47.2% - 50.3% | 61 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredito Rural | 19.8% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 25.8% - 33.9% | 26.7% - 37.1% | 61 | ||||||||
| Microempresarios Urbanos | 24.0% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 28.3% - 33.7% | 29.2% - 34.7% | 74 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Linea de Microcredito Agropecuario | 29.6% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 44.2% - 47.9% | 44.9% - 48.6% | 63 | ||||||||
| Linea de Nucleos Solidarios | 29.6% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 10.0% upfront 10.00% ongoing | 36.8% - 50.2% | 48.1% - 69.7% | 49 | ||||||||
| Línea de Fortalecimiento | 29.6% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | N/A | 41.2% - 47.3% | 47.2% - 50.3% | 61 |
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