| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.fundauniban.org.co/ |
| Year established | 1987 |
| Head of Institution | Gabriel Marques Velez |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | COP 4,097,473,000 |
| Total Portfolio (USD) | USD 2,251,358.79 |
| Active clients with loans | 958 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Federación Antioqueña de ONG-Colombia, Redesarrollo- Republica Dominicana, Fundaciones Empresariales-Colombia, The Resourse Foundation- EEUU |
| Funders | PROMOTORA DE EMPLEO DE ANTIOQUIA, FONDO DE GARANTIAS DE ANTIOQUIA, FUPAD, EMBAJADA DE HOLANDA |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2005 |
| Head of Institution | Mr Tesfaye Befekadu |
| Regions active | |
| # Branches | 13 |
| Total Portfolio (nat'l) | ETB 32,345,500 |
| Total Portfolio (USD) | USD 1,757,907.61 |
| Active clients with loans | 22,473 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | AEMFI, MAIN |
| Funders | Terrafina, SOS Faim, Promic, KNH |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredito Rural | COP 1,000 - 12,875,000 | 12 - 36 | 20% - 40% | 0% - 20% | Business, Housing, Education, Ampliacion de tierras, Capital de trabajo | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Capacitaciones en Buenas Practicas Administrativas | |||||||
| Microempresarios Urbanos | COP 1,000 - 12,875,000 | 12 - 36 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | ETB 1,000 - 6,000 | 8 - 12 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Business Training | |||||||
| Installment loan | ETB 1,000 - 8,000 | 6 - 12 | 60% - 80% | 60% - 80% | Any Purpose | Women, Men | Credit Educ, Group Mtgs |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredito Rural | 19.8% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 25.8% - 33.9% | 26.7% - 37.1% | 61 | ||||||||
| Microempresarios Urbanos | 24.0% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 28.3% - 33.7% | 29.2% - 34.7% | 74 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 1.00% ongoing | 19.7% - 19.8% | 21.7% - 22.6% | 81 | ||||||||
| Installment loan | 13.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 1.00% ongoing | 29% - 29.1% | 36.7% - 36.9% | 35 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredito Rural | 19.8% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 25.8% - 33.9% | 26.7% - 37.1% | 61 | ||||||||
| Microempresarios Urbanos | 24.0% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 28.3% - 33.7% | 29.2% - 34.7% | 74 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0% upfront 1.00% ongoing | 19.7% - 19.8% | 21.7% - 22.6% | 81 | ||||||||
| Installment loan | 13.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0% upfront 1.00% ongoing | 29% - 29.1% | 36.7% - 36.9% | 35 |
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