Please note that the information you are viewing is 159 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FUNDESAN BucaramangaBucaramanga
Data approved: 2011-08-01
Data version: 1
Age of data: 159 months

Product

Créditos superiores Product 3 of 5 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (COP)COP 613,600,000
Portfolio (USD)USD 337,142.86
Active Clients with Loans100
Approximate % Female Clients20% - 40%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
APOYAR LA CREACION DE EMPRESAS EN EL MUNICIPIO DE BUCAAMANGA A TRAVES DE LA FINANCIACION DE LOS PLANES DE NEGOCIO
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurancex
Workplace visitsx
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyCOP
Minimum loan sizeCOP 3,000,000
Maximum loan size20,000,000
Loan Term and Grace Period
Shortest loan term12.0 months
Longest loan term36.0 months
Approx average36.0 months
Grace Period
Grace period usage70%
Average grace period6.0 months
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest1.50%
Highest quoted nominal interest1.50%
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionTrámite Mipyme
% of loan amount - min2.50%
% of loan amount - max2.50%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1Ins 2
Description0,5 del monto del credito PARA FONDO DE PROTECCION DE CARTERAFondo de Garantia
% of loan amount - min0.50%0
% of loan amount - max0.50%0
OR, Fixed amount - min018,000
Fixed amount - max075,000
Reason for variationN/AN/A
Appears on Repayment Sched?NoNo
Ongoing Insurance Fees
Ins 1
DescriptionSeguros y Fondo de Solidaridad
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min1,000
Fixed amount - max6,000
Reason for variationN/A
Appears on Repayment Sched?No
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Créditos superiores samples
Sample 1Sample 2Sample 3
Loan AmountCOP 3,700,000COP 15,000,000COP 15,000,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2011-05-062011-05-232011-03-04
Loan Term (Months)36.0 months43.0 months48.0 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component19.6%19.1%19.3%
Insurance Component1.6%1.2%1.2%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)21.2%20.2%20.5%
Transparency Index858988
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Créditos superiores Price Graphs


Please note that the information you are viewing is 159 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Corporación Accion por el Quindio "Actuar Famiempresas" Calle 16 Nº 13 - 13Armenia, Quindio
Data approved: 2011-08-01
Data version: 1
Age of data: 159 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.actuarquindio.org/
Year established1989
Head of InstitutionLuis Gabriel Duque Restrepo
Regions active
# Branches1

Total Portfolio (nat'l)COP 5,097,204,694
Total Portfolio (USD)USD 2,800,661.92
Active clients with loans2,361
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Loan Products » Summary

351 Borrowers
USD 420,099.29 Portfolio
Active Product
2,010 Borrowers
USD 2,380,562.63 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Activos Fijos COP 1,000,000 - 61,800,000 6 - 36 20% - 40% 20% - 40% Business, Housing, Activos Fijos Women, Men, Have business Credit Ins, Tech Asst Visits, Business Training, Other Training, Acompañamiento en los procesos de comercialización
Capital de Trabajo COP 1,000,000 - 61,800,000 6 - 36 60% - 80% 60% - 80% Business, Capital de Trabajo Women, Men, Have business Credit Ins, Tech Asst Visits, Business Training, Other Training, Acompañamiento en los procesos de comercialización

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Activos Fijos 29.4% annual, Decl Bal 1 Fee 1 Ins None N/A 19.8% - 36.7% 20.3% - 37.3% 100
Capital de Trabajo 29.4% annual, Decl Bal 1 Fee 1 Ins None N/A 20% - 21.3% 20.6% - 21.9% 100
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to