Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.meda.org.co/ |
Year established | 2007 |
Head of Institution | Alberto Valencia Ramirez |
Regions active | |
# Branches | 3 |
Total Portfolio (nat'l) | COP 36,852,552,295 |
Total Portfolio (USD) | USD 20,248,655.11 |
Active clients with loans | 15,941 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Solidarios, Emprender, Mixmarket, Asomicrofinanzas |
Funders |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | Yes |
Website address | http://www.procredit.com.gh/ |
Year established | 2002 |
Head of Institution | Andre Radloff |
Regions active | 0 |
# Branches | 0 |
Total Portfolio (nat'l) | GHS 39,657,346 |
Total Portfolio (USD) | USD 26,438,230.67 |
Active clients with loans | 8,924 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 80% - 100% |
Network affiliations | ProCredit Group |
Funders | ProCredit Holding, Frankfurt- Germany, DOEN Foundation, Amsterdam |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microcredito Empresarial | COP 300,000 - 51,500,000 | 1 - 36 | 40% - 60% | 40% - 60% | Business, Eexcluisivamente para inversiones en su negocio | Women, Men, Have business | Credit Ins, Tech Asst Visits | |||||||
Vivienda | COP 1,606,800 - 21,424,000 | 12 - 180 | 40% - 60% | 80% - 100% | Housing | Women, Men, Salaried worker, Tener ahorro programado 10% valor de la vivienda- con esto of property |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agro Loans | GHS 2,000 - 150,000 | 1 - 60 | 0% - 20% | 0% - 20% | ||||||||||
Business Loans | GHS 2,000 - 45,000 | 3 - 48 | 40% - 60% | 80% - 100% | ||||||||||
Personal Loan | 0 | 0 | 20% - 40% | 80% - 100% | ||||||||||
ProCredit Line (Overdraft) | GHS 2,000 - 150,000 | 1 - 12 | 40% - 60% | 80% - 100% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microcredito Empresarial | 33.6% annual, Flat | 1 Fee | 1 Ins | None | N/A | 31.3% - 33.7% | 31.9% - 34.4% | 100 | ||||||||
Vivienda | 14.0% annual, Flat | 0 Fees | 2 Ins | None | N/A | 15.1% - 15.3% | 17.4% - 18.1% | 79 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agro Loans | 30.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins | N/A | 43.8% - 54% | 43.8% - 54% | 63 | |||||||||
Business Loans | 33.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins | N/A | 56.6% - 76.1% | 56.6% - 76.1% | 47 | |||||||||
Personal Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 33.1% - 33.7% | 33.1% - 33.7% | |||||||||||
ProCredit Line (Overdraft) | 39.60%-0.00% annual, Decl Bal | 2 Fees | 0 Ins | N/A | 0% | 0% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microcredito Empresarial | 33.6% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 31.3% - 33.7% | 31.9% - 34.4% | 100 | ||||||||
Vivienda | 14.0% annual, Flat | 0 Fees | 2 Ins Ins | None | N/A | 15.1% - 15.3% | 17.4% - 18.1% | 79 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agro Loans | 30.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | N/A | 43.8% - 54% | 43.8% - 54% | 63 | |||||||||
Business Loans | 33.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | N/A | 56.6% - 76.1% | 56.6% - 76.1% | 47 | |||||||||
Personal Loan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 33.1% - 33.7% | 33.1% - 33.7% | |||||||||||
ProCredit Line (Overdraft) | 39.60%-0.00% annual, Decl Bal | 2 Fees | 0 Ins Ins | N/A | 0% | 0% |
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