Institution # Borrowers Portfolio (US$) Products Age of Data
Actuar Caldas3,7005,247,0001109
Actuar Quindio2,3002,800,0002109
Actuar Tolima8,8005,099,0003109
Amanecer4,3008,253,0004109
Banco Agrario56,30039,938,0003109
Banco WWB219,400294,019,0005104
Bancolombia36,20051,563,0001109
BdO10,4007,945,0002109
Comerciacoop1,6003,255,0004109
Confiar43,80081,993,0007109
Congente5,40020,045,0002109
Contactar25,10020,184,0002109
Crezcamos27,50022,564,0004109
Finamerica39,80099,536,0007109
FMM Popayán310,000243,614,0003109
FMSD6,8009,236,0006109
Fomentamos900102,0001109
Fund DeLaMujer199,900165,568,0001109
Fund Oleoductos500435,0001104
FUNDAUNIBAN6001,307,0002109
FUNDESAN2,4002,521,0005109
FUNDESMAG1,0001,698,0002109
Interactuar30,20093,846,0004109
MEDA15,60027,322,0002109
ProCredit CO5,70018,569,0003109
Please note that the information you are viewing is 114 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

COOPERATIVA DE AHORRO Y CREDITO FATIMA LTDA. CALLE OBISPO PEÑA No 63Santa Cruz, Santa Cruz
Data approved: 2010-10-28
Data version: 1
Age of data: 114 months

Product

DE CONSUMO Y MIC. CRED. CON GTIA. PERSONAL Product 3 of 7 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (BOB)BOB 94,767,279
Portfolio (USD)USD 14,039,596.89
Active Clients with Loans3,341
Approximate % Female Clients40% - 60%
Approximate % Urban Clients20% - 40%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Crédito de libre disponibilidad.
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurancex
Workplace visitsx
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried workerx
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyBOB
Minimum loan sizeBOB 7,000
Maximum loan size63,000
Loan Term and Grace Period
Shortest loan term36.0 months
Longest loan term60.0 months
Approx average0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest16.00%
Highest quoted nominal interest18.00%
Reason(s) why interest rate variesLoan Size, Collateral
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
Fee 1
DescriptionSeguro de Vida
% of loan amount - min6.00%
% of loan amount - max6.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited0
or, Fixed-amount depositedBOB 50
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount deposited0
Conditions on access to depositFinal Pmt
Interest Paid on Deposit
Minimum interest rate paid1.00%
Maximum interest rate paid1.00%
Interest payment frequencyMonthly
Taxes
Are taxes charged on this product?Yes
Percentage of fees0
All or some fees taxedN/A
Additional Comments
Impuesto de 24 Bs. va a ser eliminado.

Full Pricing Data

DE CONSUMO Y MIC. CRED. CON GTIA. PERSONAL samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountBOB 7,000BOB 14,000BOB 21,000BOB 60,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2010-09-212010-09-212010-08-122010-09-20
Loan Term (Months)36.0 months36.0 months36.0 months60.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot Known
True Price by Comp       
Interest and Fee Component19.0%19.0%19.0%16.9%
Insurance Component0.0%0.0%0.0%0.0%
Tax Component6.6%3.4%2.1%0.7%
Deposit Component0.3%0.1%0.1%0.0%
Full APR (int fee ins tax dep)25.9%22.5%21.2%17.7%
Transparency Index62717690
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
DE CONSUMO Y MIC. CRED. CON GTIA. PERSONAL Price Graphs


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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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