Institution # Borrowers Portfolio (US$) Products Age of Data
Actuar Caldas3,7005,247,0001108
Actuar Quindio2,3002,800,0002108
Actuar Tolima8,8005,099,0003108
Amanecer4,3008,253,0004108
Banco Agrario56,30039,938,0003108
Banco WWB219,400294,019,0005103
Bancolombia36,20051,563,0001108
BdO10,4007,945,0002108
Comerciacoop1,6003,255,0004108
Confiar43,80081,993,0007108
Congente5,40020,045,0002108
Contactar25,10020,184,0002108
Crezcamos27,50022,564,0004108
Finamerica39,80099,536,0007108
FMM Popayán310,000243,614,0003108
FMSD6,8009,236,0006108
Fomentamos900102,0001108
Fund DeLaMujer199,900165,568,0001108
Fund Oleoductos500435,0001103
FUNDAUNIBAN6001,307,0002108
FUNDESAN2,4002,521,0005108
FUNDESMAG1,0001,698,0002108
Interactuar30,20093,846,0004108
MEDA15,60027,322,0002108
ProCredit CO5,70018,569,0003108
Please note that the information you are viewing is 108 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Corporación Accion por el Quindio "Actuar Famiempresas" Calle 16 Nº 13 - 13Armenia, Quindio
Data approved: 2011-08-01
Data version: 1
Age of data: 108 months

Product

Activos Fijos Product 1 of 2 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (COP)COP 764,580,704
Portfolio (USD)USD 420,099.29
Active Clients with Loans351
Approximate % Female Clients20% - 40%
Approximate % Urban Clients20% - 40%
Methodology
Individualx
Solidarity groupx
Village banking
Self help group
Other
Description
Prestamo que tiene como objetivo la compra de activos fijos.
Loan Purpose
Any purpose
Income generationx
Mortgage/housingx
Consumer loan
Agriculture
Education
Other household finance
OtherActivos Fijos
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visitsx
Business trainingx
Other trainingx
OtherAcompañamiento en los procesos de comercialización
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyCOP
Minimum loan sizeCOP 1,000,000
Maximum loan size61,800,000
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term36.0 months
Approx average25.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end paymentx
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest2.45%
Highest quoted nominal interest2.45%
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
Fee 1
DescriptionEstudio de Credito anual diferido en los meses del prestamo (No todos)
% of loan amount - min4.00%
% of loan amount - max7.50%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Upfront Insurance Fees
Ins 1
DescriptionSeguro de Vida o incapacidad por el monto del credito desembolsado (0.25% per annum)
% of loan amount - min25.00%
% of loan amount - max25.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Activos Fijos samples
Sample 1Sample 2Sample 3Sample 4Sample 5
Loan AmountCOP 3,419,000COP 6,800,000COP 13,000,000COP 32,479,927COP 50,000,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2011-01-282011-01-242011-01-142011-02-012011-04-30
Loan Term (Months)30.0 months36.0 months36.0 months26.0 months36.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp         
Interest and Fee Component36.2%36.7%20.4%23.6%19.8%
Insurance Component0.6%0.6%0.2%0.6%0.5%
Tax Component0.0%0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)36.8%37.3%20.6%24.2%20.3%
Transparency Index8079100100100
          
Original Repayment SchedulePDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDF
Activos Fijos Price Graphs


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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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