Institution # Borrowers Portfolio (US$) Products Age of Data
Actuar Caldas3,7005,247,0001122
Actuar Quindio2,3002,800,0002122
Actuar Tolima8,8005,099,0003122
Amanecer4,3008,253,0004122
Banco Agrario56,30039,938,0003122
Banco WWB219,400294,019,0005116
Bancolombia36,20051,563,0001122
BdO10,4007,945,0002122
Comerciacoop1,6003,255,0004122
Confiar43,80081,993,0007122
Congente5,40020,045,0002122
Contactar25,10020,184,0002122
Crezcamos27,50022,564,0004122
Finamerica39,80099,536,0007122
FMM Popayán310,000243,614,0003122
FMSD6,8009,236,0006122
Fomentamos900102,0001122
Fund DeLaMujer199,900165,568,0001122
Fund Oleoductos500435,0001116
FUNDAUNIBAN6001,307,0002122
FUNDESAN2,4002,521,0005122
FUNDESMAG1,0001,698,0002122
Interactuar30,20093,846,0004122
MEDA15,60027,322,0002122
ProCredit CO5,70018,569,0003122
Please note that the information you are viewing is 126 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundación para el Desarrollo Integral Espoir Iñaquito No. 1261 y Naciones Unidas Edficio Comandato Torre Iñaquito PenthouseQuito, Pichincha
Data approved: 2010-11-08
Data version: 1
Age of data: 126 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.espoir.org.ec/
Year established2002
Head of InstitutionDr. Guillero José Francisco Moreno Oleas
Regions active
# Branches6

Total Portfolio (nat'l)USD 21,264,263
Total Portfolio (USD)USD 21,264,263
Active clients with loans56,896
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

52,471 Borrowers
USD 13,907,941 Portfolio
Active Product
6,175 Borrowers
USD 1,687,779 Portfolio
Active Product
1,635 Borrowers
USD 2,414,152 Portfolio
Active Product
773 Borrowers
USD 404,805 Portfolio
Active Product
1,094 Borrowers
USD 2,621,383 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Crédito de Banca Comunal USD 350 - 1,800 4 - 6 80% - 100% 40% - 60% Business Women, Men, Hombres solo si representan el 20% del total de miembros de grupo Credit Educ, Group Mtgs, Business Training, Other Training
Crédito Emergente USD 100 - 500 2 - 6 80% - 100% 40% - 60% Business, Other Women, Men, Have business Credit Ins
Crédito Empresarial USD 1,000 - 8,000 12 - 36 60% - 80% 40% - 60% Business Women, Men, Have business, Specific age group
Crédito Vivamos Mejor USD 200 - 1,000 2 - 12 80% - 100% 40% - 60% Housing Women, Men, Have business, Have home or land
Microcrédito Individual Minorista USD 1,000 - 8,000 12 - 36 60% - 80% 20% - 40% Business, Education Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crédito de Banca Comunal 24.3%-26.8% annual, Flat 0 Fees 0 Ins None 10.0% upfront 24.7% - 27.6% 30.1% - 34% 73
Crédito Emergente 26.9% annual, Decl Bal 0 Fees 0 Ins None N/A 26.7% - 26.9% 26.7% - 26.9% 100
Crédito Empresarial 24.5% annual, Decl Bal 0 Fees 0 Ins None N/A 24.5% - 28.9% 24.5% - 28.9% 90
Crédito Vivamos Mejor 26.9% annual, Flat 0 Fees 0 Ins None N/A 26.7% - 26.8% 26.7% - 26.8% 100
Microcrédito Individual Minorista 24.5%-26.9% annual, Decl Bal 0 Fees 0 Ins None N/A 26.9% - 28.9% 26.9% - 28.9% 88
Institution Price Graph
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Key Statistics
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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