- MFTransparency.org Truth In Lending Tables

Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Actuar Caldas	3,700	5,247,000	1	160
Actuar Quindio	2,300	2,800,000	2	160
Actuar Tolima	8,800	5,099,000	3	160
Amanecer	4,300	8,253,000	4	160
Banco Agrario	56,300	39,938,000	3	160
Banco WWB	219,400	294,019,000	5	155
Bancolombia	36,200	51,563,000	1	160
BdO	10,400	7,945,000	2	160
Comerciacoop	1,600	3,255,000	4	160
Confiar	43,800	81,993,000	7	160
Congente	5,400	20,045,000	2	160
Contactar	25,100	20,184,000	2	160
Crezcamos	27,500	22,564,000	4	160
Finamerica	39,800	99,536,000	7	160
FMM Popayán	310,000	243,614,000	3	160
FMSD	6,800	9,236,000	6	160
Fomentamos	900	102,000	1	160
Fund DeLaMujer	199,900	165,568,000	1	160
Fund Oleoductos	500	435,000	1	155
FUNDAUNIBAN	600	1,307,000	2	160
FUNDESAN	2,400	2,521,000	5	160
FUNDESMAG	1,000	1,698,000	2	160
Interactuar	30,200	93,846,000	4	160
MEDA	15,600	27,322,000	2	160
ProCredit CO	5,700	18,569,000	3	160

Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

MAATA-N-TUDU ASSOCIATION P. O. BOX 1015Tamale, Northern Region233

Data approved: 2011-12-07

Data version: 1

Age of data: - months

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Product

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Product Details

Key Statistics

Outstanding portfolio (GHS)	GHS 75,339
Portfolio (USD)	USD 50,226
Active Clients with Loans	23
Approximate % Female Clients	80% - 100%
Approximate % Urban Clients	80% - 100%

Methodology

Individual
Solidarity group
Village banking
Self help group
Other

Description

This has a period of 12 to 24 months depending on the type of activity. For petty trading, the period is one year. For investment purposes, it would normally take more than one year. \r

Loan Purpose

Any purpose
Income generation	x
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)

Included Services

Credit education
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other services

Eligibility

Men
Women	x
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)

# Borrowers by Product

Portfolio Size by Product

Geographic Coverage

# Regions for this institution	N/A
# Regions for this product	N/A
Regions Active

Loan Conditions

Loan Amount

Currency	GHS
Minimum loan size	0
Maximum loan size	0

Loan Term and Grace Period

Shortest loan term	0
Longest loan term	0
Approx average	0

Distribution at Disbursement (Est.)

Loans 3 months or less	N/A
Between 4 and 6 months	N/A
Between 7 and 9 months	N/A
Between 10 and 12 months	N/A
Between 13 and 18 months	N/A
Longer than 18 months	N/A

Grace Period

Grace period usage	0
Average grace period	0

Repayment Frequency

Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest

Lowest quoted nominal interest	0
Highest quoted nominal interest	0
Interest rate period
Interest Rate Calculation Method	0
Subsidized by funder request?	N/A
Is rate fixed for entire loan term	N/A

Upfront Fees

This product has no upfront fees

Ongoing Fees

This product has no ongoing fees

Upfront Insurance Fees

This product has no upfront insurance fees

Ongoing Insurance Fees

This product has no ongoing insurance fees

Compulsory Deposit

Required for
Criteria	N/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?

Deposit BEFORE or AT Disbursement

% loan amount deposited	0
or, Fixed-amount deposited	0

Deposits DURING period payments

% loan amount deposited	0
or, Fixed-amount deposited	0
Conditions on access to deposit

Interest Paid on Deposit

Minimum interest rate paid	0
Maximum interest rate paid	0
Interest payment frequency	N/A

Taxes

Are taxes charged on this product?	No

Are taxes charged on this product?

Full Pricing Data

Individual Loan samples

	Sample 1	Sample 2
Loan Amount	GHS 1,500	GHS 2,500
Loan Cycle (1, 2, 3, etc)
Disbursement Date
Loan Term (Months)	12.0 months	12.0 months
Grace Period (Months)	1.0 month	1.0 month
Total Cost of Credit	Not Known	Not Known
True Price by Comp
Interest and Fee Component	54.2%	54.1%
Insurance Component	0.0%	0.0%
Tax Component	0.0%	0.0%
Deposit Component	9.1%	9.0%
Full APR (int fee ins tax dep)	63.2%	63.1%
Transparency Index	N/A	N/A

Original Repayment Schedule	PDF	PDF
MFT Pricing Calculation	PDF	PDF

Individual Loan Price Graphs

Click to view Price Analysis Tool

Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

	X Axis
	Greater than:
	Less or equal to:
N (# of Samples)
Total Borrrowers of Samples


Avg
Min
Max
Std Dev

By Inst Type


By Country

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