Institution # Borrowers Portfolio (US$) Products Age of Data
Actuar Caldas3,7005,247,0001112
Actuar Quindio2,3002,800,0002112
Actuar Tolima8,8005,099,0003112
Amanecer4,3008,253,0004112
Banco Agrario56,30039,938,0003112
Banco WWB219,400294,019,0005107
Bancolombia36,20051,563,0001112
BdO10,4007,945,0002112
Comerciacoop1,6003,255,0004112
Confiar43,80081,993,0007112
Congente5,40020,045,0002112
Contactar25,10020,184,0002112
Crezcamos27,50022,564,0004112
Finamerica39,80099,536,0007112
FMM Popayán310,000243,614,0003112
FMSD6,8009,236,0006112
Fomentamos900102,0001112
Fund DeLaMujer199,900165,568,0001112
Fund Oleoductos500435,0001107
FUNDAUNIBAN6001,307,0002112
FUNDESAN2,4002,521,0005112
FUNDESMAG1,0001,698,0002112
Interactuar30,20093,846,0004112
MEDA15,60027,322,0002112
ProCredit CO5,70018,569,0003112
Please note that the information you are viewing is 104 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

1st Valley Bank, Inc. A Rural Bank Vamenta Blvd. corner Lirio St.CarmenCagayan de Oro City, Misamis Oriental8000
Data approved: 2011-11-23
Data version: 1
Age of data: 104 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.1stvalleybank.com/
Year established1956
Head of InstitutionAtty. Nicolas J. Lim
Regions active
# Branches23

Total Portfolio (nat'l)PhP 3,284,057,363
Total Portfolio (USD)USD 78,565,965.62
Active clients with loans70,630
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsBangko Sentral ng Pilipinas (BSP), Rural Bankers Association of the Philippines (RBAP), Microenterprise Access to Banking Services (MABS), Microfinance Council of the Philippines, Inc. (MCPI)
Funders

Loan Products » Summary

12,175 Borrowers
USD 8,437,978.06 Portfolio
Active Product
22,118 Borrowers
USD 38,714,006.10 Portfolio
Active Product
4,702 Borrowers
USD 1,139,084.90 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Barangay and LGU Livelihood Loan PHP 10,000 - 250,000 12 - 24 20% - 40% 40% - 60% Business, Agriculture Women, Men, Salaried worker, Specific age group, 18-70 years old, Barangay & LGU Officials Credit Ins
DepEd APDS Loan PHP 20,000 - 250,000 12 - 24 60% - 80% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Microfinance Loan PHP 3,000 - 150,000 0.9 - 12 80% - 100% 20% - 40% Business, Agriculture, Housing Women, Men, Specific age group, 18-65 years old Credit Ins, Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Barangay and LGU Livelihood Loan 18.0%-20.0% annual, Flat 2 Fees 1 Ins None 500.00 upfront 39.1% - 39.7% 39.4% - 45.1% 42
DepEd APDS Loan 9.0% annual, Flat 2 Fees 1 Ins None 1,000.00 upfront 10.00 ongoing 21.3% - 21.5% 23.5% - 24.8% 37
Microfinance Loan 30.0% annual, Flat 2 Fees 1 Ins None 5.0% upfront 10.00 ongoing 68.6% - 96.4% 80.2% - 120.9% 32
Institution Price Graph
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