Institution # Borrowers Portfolio (US$) Products Age of Data
Actuar Caldas3,7005,247,0001114
Actuar Quindio2,3002,800,0002114
Actuar Tolima8,8005,099,0003114
Amanecer4,3008,253,0004114
Banco Agrario56,30039,938,0003114
Banco WWB219,400294,019,0005109
Bancolombia36,20051,563,0001114
BdO10,4007,945,0002114
Comerciacoop1,6003,255,0004114
Confiar43,80081,993,0007114
Congente5,40020,045,0002114
Contactar25,10020,184,0002114
Crezcamos27,50022,564,0004114
Finamerica39,80099,536,0007114
FMM Popayán310,000243,614,0003114
FMSD6,8009,236,0006114
Fomentamos900102,0001114
Fund DeLaMujer199,900165,568,0001114
Fund Oleoductos500435,0001109
FUNDAUNIBAN6001,307,0002114
FUNDESAN2,4002,521,0005114
FUNDESMAG1,0001,698,0002114
Interactuar30,20093,846,0004114
MEDA15,60027,322,0002114
ProCredit CO5,70018,569,0003114
Please note that the information you are viewing is 111 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Pulse Financial Services Limited Cnr Freedom Way/Katunjila RoadLusakaP.O. Box RW 51269
Data approved: 2012-01-25
Data version: 1
Age of data: 111 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.pfsl.com.zm/
Year established2008
Head of InstitutionClaude Lafond
Regions active
# Branches9

Total Portfolio (nat'l)ZMK 18,835,000,000
Total Portfolio (USD)USD 3,639,613.53
Active clients with loans1,481
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsAMIZ, PROXFIN
FundersAFDB, FMO, CIDA Canada, DID / CEP

Loan Products » Summary

287 Borrowers
USD 1,330,628.02 Portfolio
Active Product
925 Borrowers
USD 2,117,004.83 Portfolio
Active Product
187 Borrowers
USD 58,743.96 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Home Improvement Loan ZMK 5,000,000 - 120,000,000 6 - 60 40% - 60% 40% - 60% Business, Housing Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins
MSME Loan ZMK 1,000,000 - 120,000,000 6 - 36 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Women Market Loan ZMK 1,000,000 - 5,000,000 6 - 12 80% - 100% 60% - 80% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Home Improvement Loan 30.0%-36.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 60% - 72.2% 68.7% - 80% 41
MSME Loan 54.0%-66.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 104.8% - 135.3% 139.5% - 181% 34
Women Market Loan 54.0%-66.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 122.5% - 135.3% 176.6% - 200.9% 28
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