Institution

Banco ProCredit SA Atahualpa y Amazonas esquinaQuito, Pichincha
Data approved: 2011-11-01
Data version: 1
Age of data: 163 months

Institution

AIDEZ Small Project International HSN C191/18, AbelemkpeAccra, Greater AccraNB29, Accra
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.bancoprocredit.com.ec/
Year established2001
Head of InstitutionJanet Pacheco
Regions activeAzuay, Carchi, Chimborazo, Cotopaxi, El Oro, GuayasImbabura, Loja, Manabí, PichinchaSanto Domingo de los Tsáchilas, Tungurahua
# Branches35

Total Portfolio (nat'l)USD 299,411,925
Total Portfolio (USD)USD 299,411,925
Active clients with loans46,176
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliationsProCredit Holding, Red Financiera Rural del Ecuador
FundersGrupo ProCredit Holding

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.asp-i.org/asp-i/
Year established2003
Head of InstitutionMoses O.T Owharo
Regions active0
# Branches0

Total Portfolio (nat'l)GHS 310,000
Total Portfolio (USD)USD 206,666.67
Active clients with loans4,200
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsGHAMFIN, ASSFIN, Coalition of NGOs in Health, Microcredit summit campaign, USA
FundersUSAID, UBA, FIDELITY BANK, Ghana Commercial Bank

Loan Products » Summary

9,317 Borrowers
USD 44,400,074 Portfolio
Active Product
34,541 Borrowers
USD 167,541,293 Portfolio
Active Product

Loan Products » Summary

550 Borrowers
USD 13,333 Portfolio
Active Product
1,900 Borrowers
USD 106,667 Portfolio
Active Product
200 Borrowers
USD 2,401 Portfolio
Active Product
200 Borrowers
USD 2,100 Portfolio
Active Product
900 Borrowers
USD 56,667 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Crédito agropecuario USD 2,000 - 30,000 1 - 48 20% - 40% 40% - 60% Business, Housing, Education Women, Men, Have business Credit Ins
Crédito para microempresa USD 2,000 - 20,000 1 - 48 20% - 40% 80% - 100% Any Purpose Women, Men, Have business Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan GHS 800 - 8,000 4 - 6 80% - 100% 0% - 20%
Compulsory Savings Loan GHS 300 - 3,000 3 - 6 80% - 100% 0% - 20%
Individual Loan GHS 900 - 2,000 3 - 12 60% - 80% 40% - 60%
SME Loan GHS 1,500 - 5,000 4 - 8 80% - 100% 60% - 80%
Susu Savings Loan GHS 200 - 1,000 3 - 6 80% - 100% 0% - 20%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crédito agropecuario 22.6%-26.5% annual, Decl Bal 0 Fees 1 Ins None N/A 0% 0% N/A
Crédito para microempresa 22.6%-26.5% annual, Decl Bal 0 Fees 1 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 46% - 64.7% 59.4% - 132.1% 47
Compulsory Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 65.1% - 97.2% 90.8% - 141.1% 33
Individual Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 83.1% - 87.1% 119.8% - 126.9% 34
SME Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 74.7% - 96.7% 109.5% - 140.4% 34
Susu Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins N/A 87.1% 87.1% 48

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crédito agropecuario 22.6%-26.5% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 0% 0% N/A
Crédito para microempresa 22.6%-26.5% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 46% - 64.7% 59.4% - 132.1% 47
Compulsory Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 65.1% - 97.2% 90.8% - 141.1% 33
Individual Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 83.1% - 87.1% 119.8% - 126.9% 34
SME Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 74.7% - 96.7% 109.5% - 140.4% 34
Susu Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins N/A 87.1% 87.1% 48
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