Institution

Banco ProCredit SA Atahualpa y Amazonas esquinaQuito, Pichincha
Data approved: 2011-11-01
Data version: 1
Age of data: 164 months

Institution

Sinapi Aba Trust 22A Ellis Avenue Nhyiaeso, Near Capital Radio, KumasiPostal Office Box 4911, KumasiKUMASSI, ASHANTI REGION233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.bancoprocredit.com.ec/
Year established2001
Head of InstitutionJanet Pacheco
Regions activeAzuay, Carchi, Chimborazo, Cotopaxi, El Oro, GuayasImbabura, Loja, Manabí, PichinchaSanto Domingo de los Tsáchilas, Tungurahua
# Branches35

Total Portfolio (nat'l)USD 299,411,925
Total Portfolio (USD)USD 299,411,925
Active clients with loans46,176
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliationsProCredit Holding, Red Financiera Rural del Ecuador
FundersGrupo ProCredit Holding

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.sinapiaba.com/
Year established1994
Head of InstitutionAnthony Gyasi-Fosu
Regions active0
# Branches48

Total Portfolio (nat'l)GHS 34,500,000
Total Portfolio (USD)USD 23,000,000
Active clients with loans107,000
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsOpportunity Internal network, Ghamfin, Mix Market, Assfin
FundersBlue Orchard, Symbotics, Kolibre Capital, Tridos

Loan Products » Summary

9,317 Borrowers
USD 44,400,074 Portfolio
Active Product
34,541 Borrowers
USD 167,541,293 Portfolio
Active Product

Loan Products » Summary

1,950 Borrowers
USD 2,000,000 Portfolio
Active Product
250 Borrowers
USD 600,000 Portfolio
Active Product
SME
600 Borrowers
USD 1,666,667 Portfolio
Active Product
45,900 Borrowers
USD 7,333,333 Portfolio
Active Product
64,500 Borrowers
USD 8,666,667 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Crédito agropecuario USD 2,000 - 30,000 1 - 48 20% - 40% 40% - 60% Business, Housing, Education Women, Men, Have business Credit Ins
Crédito para microempresa USD 2,000 - 20,000 1 - 48 20% - 40% 80% - 100% Any Purpose Women, Men, Have business Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Individual GHS 1,000 - 5,000 6 - 12 80% - 100% 60% - 80%
School Loans GHS 1,000 - 10,000 6 - 24 20% - 40% 40% - 60%
SME GHS 5,000 - 50,000 6 - 12 60% - 80% 80% - 100%
Solidarity GHS 1,000 - 4,000 0.5 - 10 80% - 100% 0% - 20%
Trust Bank GHS 200 - 900 6 - 10 80% - 100% 0% - 20%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crédito agropecuario 22.6%-26.5% annual, Decl Bal 0 Fees 1 Ins None N/A 0% 0% N/A
Crédito para microempresa 22.6%-26.5% annual, Decl Bal 0 Fees 1 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual 20.00%-0.00% annual, Flat 1 Fee 1 Ins 56.4% - 92% 69.3% - 113.1% 21
School Loans 20.00%-0.00% annual, Flat 0 Fees 0 Ins N/A 50.4% - 57.2% 50.4% - 57.2% 37
SME 36.00%-0.00% annual, Flat 1 Fee 1 Ins 57.3% - 86.7% 69.2% - 105.5% 43
Solidarity 22.00%-0.00% annual, Flat 2 Fees 1 Ins 84.4% - 88.6% 102.8% - 109.2% 20
Trust Bank 22.00%-0.00% annual, Flat 2 Fees 1 Ins 84.3% - 98.5% 104.3% - 122.6% 19

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crédito agropecuario 22.6%-26.5% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 0% 0% N/A
Crédito para microempresa 22.6%-26.5% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual 20.00%-0.00% annual, Flat 1 Fee 1 Ins Ins 56.4% - 92% 69.3% - 113.1% 21
School Loans 20.00%-0.00% annual, Flat 0 Fees 0 Ins Ins N/A 50.4% - 57.2% 50.4% - 57.2% 37
SME 36.00%-0.00% annual, Flat 1 Fee 1 Ins Ins 57.3% - 86.7% 69.2% - 105.5% 43
Solidarity 22.00%-0.00% annual, Flat 2 Fees 1 Ins Ins 84.4% - 88.6% 102.8% - 109.2% 20
Trust Bank 22.00%-0.00% annual, Flat 2 Fees 1 Ins Ins 84.3% - 98.5% 104.3% - 122.6% 19
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