2. COAC San José
Please note that the information you are viewing is 163 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Maxima
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

COAC San José San Jose de Chimbo, calle Chimborazo 536 y 3 de MarzoCanton Chimbo, Provincia Bolivar
Data approved: 2010-11-08
Data version: 1
Age of data: 163 months

Institution

MAXIMA Mikroheranhvatho Co., Ltd #39, Street 374N/APhnom Penh, Kandal12308
Data approved: 2011-02-02
Data version: 2
Age of data: -   months 
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Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://coopsanjose.fin.ec/
Year established1964
Head of InstitutionJosé Guillen Sierra
Regions active
# Branches6

Total Portfolio (nat'l)USD 30,756,404.80
Total Portfolio (USD)USD 30,756,404.80
Active clients with loans10,594
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.maxima.com.kh/
Year established2000
Head of InstitutionUONG Kimseng
Regions active0
# Branches2

Total Portfolio (nat'l)KHR 8,340,916,323
Total Portfolio (USD)USD 2,085,229.08
Active clients with loans2,485
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsMIX MARKET, CAMBODIA MICROFINANCE ASSOCIATION
FundersFounders, Etimos - Italy, Kiva - USA, LMDF - Luxmbourg

Loan Products » Summary

Sueldo
932 Borrowers
USD 175,901 Portfolio
Active Product
Consumo
2,724 Borrowers
USD 12,223,241.28 Portfolio
Active Product
Vencimiento
1,945 Borrowers
USD 1,531,514.57 Portfolio
Active Product
Mensual
397 Borrowers
USD 132,380.51 Portfolio
Active Product
Individual
4,498 Borrowers
USD 15,070,871.05 Portfolio
Active Product

Loan Products » Summary

Group
33 Borrowers
USD 6,135 Portfolio
Active Product
Individual
1,034 Borrowers
USD 311,163.39 Portfolio
Active Product
SME
1,418 Borrowers
USD 1,515,914.17 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Anticipo de Sueldo USD 20 - 305 3 0% - 20% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Consumo USD 100 - 20,000 3 - 84 40% - 60% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Microcredito Grupal Pago al Vencimiento USD 600 - 1,600 6 - 12 40% - 60% 0% - 20% Business, Capital de Trabajo Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Microcredito Grupal Pago Mensual USD 400 - 4,000 6 - 24 40% - 60% 0% - 20% Business, Capital de Trabajo Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Microcredito Individual USD 100 - 20,000 3 - 72 0% - 20% 40% - 60% Business Women, Men, Have business Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loans USD 50 - 950 12 - 20 60% - 80% 0% - 20% Business, Housing, Consumer, Education Have business, Have home or land, Salaried worker Credit Educ, Group Mtgs
Individual Loans USD 50 - 950 12 - 20 60% - 80% 0% - 20% Business, Housing, Consumer, Education Have business, Have home or land, Salaried worker Credit Educ, Group Mtgs
SMEs Loans USD 1,000 - 5,000 12 - 20 60% - 80% 0% - 20% Business, Housing, Consumer, Education Have business, Have home or land, Salaried worker Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Anticipo de Sueldo 12.9% annual, Decl Bal 1 Fee 0 Ins None 1.00% ongoing 2.00 ongoing 13.1% 13.6% 95
Consumo 12.9% annual, Decl Bal 1 Fee 0 Ins None 1.00% ongoing 2.00 ongoing 13.1% 13.6% - 13.8% 94
Microcredito Grupal Pago al Vencimiento 18.0% annual, Decl Bal 1 Fee 0 Ins None 12.00 ongoing 18.3% - 18.5% 18.9% 95
Microcredito Grupal Pago Mensual 18.0% annual, Decl Bal 1 Fee 0 Ins None 1.00% ongoing 2.00 ongoing 18.2% - 18.3% 18.9% - 19.1% 94
Microcredito Individual 18.0% annual, Decl Bal 1 Fee 0 Ins None 6.7% upfront 1.00% ongoing 2.00 ongoing 18.2% - 18.3% 20.7% - 21.5% 85

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loans 2.7%-3.0% annual, Decl Bal 0 Fees 0 Ins None N/A #N/A #N/A 7
Individual Loans 32.4%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A #N/A #N/A 93
SMEs Loans 1.9%-2.5% annual, Decl Bal 0 Fees 0 Ins None N/A #N/A #N/A 6

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Anticipo de Sueldo 12.9% annual, Decl Bal 1 Fee 0 Ins Ins None 1.00% ongoing 2.00 ongoing 13.1% 13.6% 95
Consumo 12.9% annual, Decl Bal 1 Fee 0 Ins Ins None 1.00% ongoing 2.00 ongoing 13.1% 13.6% - 13.8% 94
Microcredito Grupal Pago al Vencimiento 18.0% annual, Decl Bal 1 Fee 0 Ins Ins None 12.00 ongoing 18.3% - 18.5% 18.9% 95
Microcredito Grupal Pago Mensual 18.0% annual, Decl Bal 1 Fee 0 Ins Ins None 1.00% ongoing 2.00 ongoing 18.2% - 18.3% 18.9% - 19.1% 94
Microcredito Individual 18.0% annual, Decl Bal 1 Fee 0 Ins Ins None 6.7% upfront 1.00% ongoing 2.00 ongoing 18.2% - 18.3% 20.7% - 21.5% 85

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loans 2.7%-3.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A #N/A #N/A 7
Individual Loans 32.4%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A #N/A #N/A 93
SMEs Loans 1.9%-2.5% annual, Decl Bal 0 Fees 0 Ins Ins None N/A #N/A #N/A 6
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