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Institution

COAC San José San Jose de Chimbo, calle Chimborazo 536 y 3 de MarzoCanton Chimbo, Provincia Bolivar
Data approved: 2010-11-08
Data version: 1
Age of data: 111 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://coopsanjose.fin.ec/
Year established1964
Head of InstitutionJosé Guillen Sierra
Regions active
# Branches6

Total Portfolio (nat'l)USD 30,756,404.80
Total Portfolio (USD)USD 30,756,404.80
Active clients with loans10,594
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Loan Products » Summary

932 Borrowers
USD 175,901 Portfolio
Active Product
2,724 Borrowers
USD 12,223,241.28 Portfolio
Active Product
1,945 Borrowers
USD 1,531,514.57 Portfolio
Active Product
397 Borrowers
USD 132,380.51 Portfolio
Active Product
4,498 Borrowers
USD 15,070,871.05 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Anticipo de Sueldo USD 20 - 305 3 0% - 20% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Consumo USD 100 - 20,000 3 - 84 40% - 60% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Microcredito Grupal Pago al Vencimiento USD 600 - 1,600 6 - 12 40% - 60% 0% - 20% Business, Capital de Trabajo Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Microcredito Grupal Pago Mensual USD 400 - 4,000 6 - 24 40% - 60% 0% - 20% Business, Capital de Trabajo Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Microcredito Individual USD 100 - 20,000 3 - 72 0% - 20% 40% - 60% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Anticipo de Sueldo 12.9% annual, Decl Bal 1 Fee 0 Ins None 1.00% ongoing 2.00 ongoing 13.1% 13.6% 95
Consumo 12.9% annual, Decl Bal 1 Fee 0 Ins None 1.00% ongoing 2.00 ongoing 13.1% 13.6% - 13.8% 94
Microcredito Grupal Pago al Vencimiento 18.0% annual, Decl Bal 1 Fee 0 Ins None 12.00 ongoing 18.3% - 18.5% 18.9% 95
Microcredito Grupal Pago Mensual 18.0% annual, Decl Bal 1 Fee 0 Ins None 1.00% ongoing 2.00 ongoing 18.2% - 18.3% 18.9% - 19.1% 94
Microcredito Individual 18.0% annual, Decl Bal 1 Fee 0 Ins None 6.7% upfront 1.00% ongoing 2.00 ongoing 18.2% - 18.3% 20.7% - 21.5% 85
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
KBL468,300120,082,0001654
KF233,60041,416,000453
NRSP399,90070,157,000354
ASA230,40029,637,000354
TMFB221,20085,449,000754
FMFB163,54438,481,323972
TRDP100,00013,817,000354
PRSP75,6569,907,176372
BRAC^P57,30011,869,000354
SRSO51,1007,775,000354
SSF46,0004,776,000354
FINCA82,00043,559,000954
JWS36,0006,545,000254
RCDS35,5524,856,122472
DAMEN35,1857,150,864172
FFO22,4003,335,000354
OLP21,4003,510,000354
CSC17,6003,147,000154
AMRDO13,8001,206,000554
WMBL13,8006,105,000354
Mojaz13,4002,415,000254
SDF11,5001,041,000454
POMFB8,5002,795,000454
OPD7,500918,000254
AGAHE7,300797,000254
NRDP6,1841,521,972372
GBTI6,100669,000372
WASIL4,3001,135,000254
Micro Options4,000768,000554
VDO3,900489,000372
SVDP3,900811,0001372
SRDO3,500766,000454
OSDI2,000923,000354
APMBL1,8001,401,000354
BEDF1,400209,000372
KCDO80094,000172
Caps / Zoom options
Key Statistics
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Loan Portfolio (USD)
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% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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