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Institution

Codesarrollo Ladron de Guevara E13-408 Y BarcelonaQuito, Pichincha
Data approved: 2010-11-11
Data version: 1
Age of data: 163 months

Institution

FINCA Malawi Ltd Private Mail Bag 382ChichiriBlantyre, SouthernPO Box 382
Data approved: 2012-12-01
Data version: 2
Age of data: 135 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressN/A
Year established1998
Head of InstitutionCARLOS MARZON ORTIZ
Regions active
# Branches15

Total Portfolio (nat'l)USD 46,867,654
Total Portfolio (USD)USD 46,867,654
Active clients with loans15,532
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsRed Financiera Rural
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.finca.org/
Year established1994
Head of InstitutionPonsiano Ndyabahika
Regions activeDedza, Dowa, Kasungu, Lilongwe, Mchinji, Nkhotakota, Ntcheu, Ntchisi, SalimaKaronga, Mzimba, Nkhata Bay, Rumphi, Balaka, Blantyre, Chikwawa, Chiradzulu, MachingaMangochi, Mulanje, Mwanza, Nsanje
# Branches18

Total Portfolio (nat'l)MWK 1,463,320,000
Total Portfolio (USD)USD 3,752,102.56
Active clients with loans29,927
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsMAMN, Council of Non-Governmental Organizations (CONGOMA)
FundersFINCA International

Loan Products » Summary

3,957 Borrowers
USD 6,199,730 Portfolio
Active Product
148 Borrowers
USD 97,371 Portfolio
Active Product
5,804 Borrowers
USD 15,830,467 Portfolio
Active Product
1,812 Borrowers
USD 4,813,813 Portfolio
Active Product
117 Borrowers
USD 709,627 Portfolio
Active Product
2,540 Borrowers
USD 12,587,370 Portfolio
Active Product
39 Borrowers
USD 90,099 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

2,221 Borrowers
USD 788,566.67 Portfolio
Active Product
20,635 Borrowers
USD 1,876,051.28 Portfolio
Active Product
6,991 Borrowers
USD 1,087,484.62 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credidesarrollo USD 200 - 15,000 6 - 38 20% - 40% 60% - 80% Business Women, Men, Have business Credit Ins, Seguro de Desgravamen
Crediemergente USD 500 - 1,000 2 - 14 40% - 60% 60% - 80% Any Purpose Women, Men
Credimicroempresarial USD 400 - 20,000 6 - 50 40% - 60% 60% - 80% Business Women, Men, Have business Credit Ins, Seguro de Desgravamen
Crediparticular USD 200 - 15,000 5 - 38 40% - 60% 0% - 20% Any Purpose Women, Men, Salaried worker Credit Ins, Seguro de Desgravamen
Creditierras USD 1,000 - 15,000 15 - 62 20% - 40% 60% - 80% Business, Compra, o legalización, o la titularización de la , tierra destinada a la prducción agrícola, pecuaria Women, Men, Orientado a organizaciones campesinas y/o miembros de organizaciones campesinas Credit Ins, Seguro de Desgravamen
Credivivienda USD 1,000 - 25,000 8 - 86 40% - 60% 60% - 80% Housing, Adquisicion, Construccion, Terminacion de vivienda Women, Men Credit Ins, Seguro de Desgravamen

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Individual Business Loan MWK 50,000 - 4,500,000 6 - 12 20% - 40% 40% - 60% Business Women, Men, Have business Credit Ins
Village Banking Loan MWK 5,000 - 400,000 4 - 6 60% - 80% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Team work, etc.
Small Group Loan MWK 40,000 - 500,000 6 - 12 60% - 80% 20% - 40% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credidesarrollo 16.0% annual, Decl Bal 0 Fees 0 Ins None N/A 16% 16% 100
Crediemergente 14.0%-17.0% annual, Decl Bal 0 Fees 0 Ins None N/A 17% 17% 82
Credimicroempresarial 11.4%-17.0% annual, Decl Bal 0 Fees 0 Ins None N/A 17% 17% 67
Crediparticular 14.0% annual, Decl Bal 0 Fees 0 Ins None N/A 14% 14% 100
Creditierras 12.0%-13.0% annual, Decl Bal 0 Fees 0 Ins None N/A 12% 12% 100
Credivivienda 10.0%-17.0% annual, Decl Bal 0 Fees 0 Ins None N/A 10% - 17% 10% - 17% 71

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual Business Loan 60.00%-67.20% annual, Decl Bal 1 Fee 0 Ins None N/A 62.8% - 71.1% 62.8% - 71.1% 89
Village Banking Loan 84.00%-90.00% annual, Decl Bal 0 Fees 1 Ins None 10.00% upfront 83.5% - 96.1% 99.9% - 118.1% 78
Small Group Loan 78.00% annual, Decl Bal 0 Fees 1 Ins None N/A 72% - 75.3% 73.7% - 77.1% 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credidesarrollo 16.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 16% 16% 100
Crediemergente 14.0%-17.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 17% 17% 82
Credimicroempresarial 11.4%-17.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 17% 17% 67
Crediparticular 14.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 14% 14% 100
Creditierras 12.0%-13.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 12% 12% 100
Credivivienda 10.0%-17.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 10% - 17% 10% - 17% 71

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual Business Loan 60.00%-67.20% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 62.8% - 71.1% 62.8% - 71.1% 89
Village Banking Loan 84.00%-90.00% annual, Decl Bal 0 Fees 1 Ins Ins None 10.00% upfront 83.5% - 96.1% 99.9% - 118.1% 78
Small Group Loan 78.00% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 72% - 75.3% 73.7% - 77.1% 100
Institution Price Graph
Institution Price Graph
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Key Statistics
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Loan Portfolio (USD)
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