| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2008 |
| Head of Institution | Luis Aníbal Tatés Fernández |
| Regions active | Carchi |
| # Branches | 2 |
| Total Portfolio (nat'l) | USD 908,092.58 |
| Total Portfolio (USD) | USD 908,092.58 |
| Active clients with loans | 727 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Red Financiera Rural, Unión Católica de Apoyo al Desarrollo |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.visionfunduganda.co.ug |
| Year established | 1997 |
| Head of Institution | Stephen Nnawuba |
| Regions active | Central, Eastern, Northern |
| # Branches | 13 |
| Total Portfolio (nat'l) | UGX 8,054,187,154 |
| Total Portfolio (USD) | USD 3,221,674.86 |
| Active clients with loans | 13,072 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Vision Fund International, AMFIU |
| Funders | World Vision International |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Crédito EDàCATE | USD 100 - 3,030 | 6 - 30 | 80% - 100% | 60% - 80% | Consumer, Education | Women, Men, Salaried worker, Estudiantes con relación de dependencia. | N/A | |||||||
| Crédito PRODUCIR | USD 200 - 3,030 | 4 - 36 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training, Other Training, Formación y capacitación en diversos temas |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Individual loan | UGX 500,000 - 10,000,000 | 3 - 12 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
| Farmer's Pride Agricultural Loan | UGX 100,000 - 10,000,000 | 3 - 12 | 20% - 40% | 0% - 20% | Any Purpose, Related to Agriculture | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
| Vision Fund Business Community Bank Loan | UGX 50,000 - 2,000,000 | 3 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
| Vision for the Child Education Loan | UGX 50,000 - 1,000,000 | 3 - 6 | 40% - 60% | 0% - 20% | Education | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Crédito EDàCATE | 15.2% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 15.7% - 16.2% | 16.7% - 17.2% | 89 | ||||||||
| Crédito PRODUCIR | 18.8% annual, Decl Bal | 0 Fees | 1 Ins | None | 12.5% upfront | 18.8% - 20% | 22.3% - 26.4% | 76 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Individual loan | 36.00% annual, Flat | 1 Fee | 1 Ins | None | 15.00% upfront | 61% - 63.9% | 81.1% - 86.1% | 42 | ||||||||
| Farmer's Pride Agricultural Loan | 36.00% annual, Flat | 1 Fee | 1 Ins | None | 15.00% upfront | 54% - 56.2% | 70.4% - 73.5% | 49 | ||||||||
| Vision Fund Business Community Bank Loan | 36.00% annual, Flat | 1 Fee | 1 Ins | None | 15.00% upfront | 64.6% - 64.8% | 88.9% - 89.1% | 40 | ||||||||
| Vision for the Child Education Loan | 36.00% annual, Decl Bal | 1 Fee | 1 Ins | None | 10.00% upfront | 41.1% - 47.7% | 60.4% - 72% | 55 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Crédito EDàCATE | 15.2% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 15.7% - 16.2% | 16.7% - 17.2% | 89 | ||||||||
| Crédito PRODUCIR | 18.8% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 12.5% upfront | 18.8% - 20% | 22.3% - 26.4% | 76 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Individual loan | 36.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.00% upfront | 61% - 63.9% | 81.1% - 86.1% | 42 | ||||||||
| Farmer's Pride Agricultural Loan | 36.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.00% upfront | 54% - 56.2% | 70.4% - 73.5% | 49 | ||||||||
| Vision Fund Business Community Bank Loan | 36.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.00% upfront | 64.6% - 64.8% | 88.9% - 89.1% | 40 | ||||||||
| Vision for the Child Education Loan | 36.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 10.00% upfront | 41.1% - 47.7% | 60.4% - 72% | 55 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
