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Institution

Cooperativa de Ahorro y Credito 4 de Octubre Ltda Avda. Atahualpa s/n via a BañosAvda. Cordovez y Juan LarreaRiobamba, Chimborazo06-01-1471
Data approved: 2011-11-01
Data version: 1
Age of data: 163 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established1996
Head of InstitutionYolanda Haro Davila
Regions active
# Branches7

Total Portfolio (nat'l)USD 7,934,963.10
Total Portfolio (USD)USD 7,934,963.10
Active clients with loans2,059
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliationsRed Financiera Rural, Ucaccentro
FundersRed Financiera Rural, Ucaccentro

Loan Products » Summary

293 Borrowers
USD 88,635 Portfolio
Active Product
2,001 Borrowers
USD 5,683,091 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credi - Emergente USD 200 - 500 3 - 8 40% - 60% 40% - 60% Any Purpose Women, Men, Have business, Have home or land, Salaried worker, Hacer un ahorro mensual de minimo 10,00 mensuales durante 1 año.
Microcredito USD 100 - 20,000 1 - 48 80% - 100% 60% - 80% Business Women, Men, Have business, Have home or land, Salaried worker Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credi - Emergente 19.0% annual, Decl Bal 0 Fees 1 Ins None 10.00 ongoing 0% 0% N/A
Microcredito 18.0% annual, Decl Bal 0 Fees 1 Ins None 5.00 ongoing 0% 0% N/A
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002150
Ahantaman RB23,8009,896,0004132
APED13,7001,876,0002132
ASA Initiative4,400577,0004132
ASA-Ghana71,60018,385,0002132
ASPI80088,0006132
Atwima Kwanwoma3,8001,788,0002132
Baobab5,100967,0002132
BestFUND13,0004,172,0003132
Bonzali Rural10,4001,691,0004150
CashPhase83135,0002132
CASUD1,100524,0001132
CEDEF50054,0004132
CFF10013,0001132
CRAN3,6001,019,0002132
DQF1,70063,0002132
EASL9,20011,409,0006132
East Mamprusi12,5002,268,0004132
ELDA000132
EMPRETEC Ghana20056,0002132
FASL13,50014,047,0008132
Grameen Ghana9,500507,0003132
ID-Ghana5,600953,0003132
Innovative Finance2,700354,0003132
Kraban Support7,700781,0005150
KRB4,0006,350,0003132
Lower Pra RB34,0006,316,0003150
Maata-N-Tudu12,000941,0004132
Mail Finance300288,0001132
Markaz000132
Markaz Al Bishara10017,0001132
MicrofinPlus Gh1,100251,0002132
Nwabiagya RB4,0002,265,0003132
OISL62,00027,232,0009132
Pro Credit000132
Rich Step100101,0001132
SAT147,60029,359,0004132
Sekam Trust600137,0002132
Simli Pong8,900463,0003150
SS Ghana20035,0001132
TCCU10032,0003132
The Bridge40032,0003150
Union RB3,8002,361,0004132
Caps / Zoom options
Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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