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Institution

Cooperativa de Ahorro y Credito la Benefica La Concordia Santo DomingoEl Carmen, Manabi
Data approved: 2010-11-08
Data version: 1
Age of data: 114 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established1994
Head of InstitutionFredy Yugcha Toala
Regions active
# Branches3

Total Portfolio (nat'l)USD 8,513,791
Total Portfolio (USD)USD 8,513,791
Active clients with loans3,278
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Loan Products » Summary

1,478 Borrowers
USD 3,555,876 Portfolio
Active Product
140 Borrowers
USD 446,596 Portfolio
Active Product
241 Borrowers
USD 1,252,680 Portfolio
Active Product
85 Borrowers
USD 1,951,574 Portfolio
Active Product
566 Borrowers
USD 752,882 Portfolio
Active Product
22 Borrowers
USD 522,903 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumo USD 100 - 30,000 6 - 36 40% - 60% 60% - 80% Any Purpose Women, Men, Salaried worker
Credi Grupo USD 200 - 800 6 - 10 60% - 80% 20% - 40% Any Purpose Women, Men
Microcrédito Avanzar USD 3,001 - 10,000 6 - 36 80% - 100% 60% - 80% Business Women, Men, Have business
Microcrédito Fácil USD 100 - 5,000 1 40% - 60% 80% - 100% Business, Other Women, Men, Have business
Microcrédito Nacer USD 100 - 3,000 6 - 18 80% - 100% 60% - 80% Business Women, Men, Have business Credit Educ, Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 14.4% annual, Decl Bal 1 Fee 0 Ins None 5.00 ongoing 14% - 14.6% 15.3% - 16.1% 91
Credi Grupo 23.2% annual, Decl Bal 1 Fee 0 Ins None 10.00% ongoing 23.6% 26.2% 89
Microcrédito Avanzar 19.6% annual, Decl Bal 1 Fee 0 Ins None 5.00 ongoing 19.6% - 20.4% 20.9% - 21.8% 92
Microcrédito Fácil 20.0% annual, Decl Bal 0 Fees 0 Ins None N/A 20.3% 20.3% 99
Microcrédito Nacer 20.9% annual, Decl Bal 1 Fee 0 Ins None 5.00 ongoing 21.1% - 21.2% 22.7% - 23.1% 91
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002101
Ahantaman RB23,8009,896,000483
APED13,7001,876,000283
ASA Initiative4,400577,000483
ASA-Ghana71,60018,385,000283
ASPI80088,000683
Atwima Kwanwoma3,8001,788,000283
Baobab5,100967,000283
BestFUND13,0004,172,000383
Bonzali Rural10,4001,691,0004101
CashPhase83135,000283
CASUD1,100524,000183
CEDEF50054,000483
CFF10013,000183
CRAN3,6001,019,000283
DQF1,70063,000283
EASL9,20011,409,000683
East Mamprusi12,5002,268,000483
ELDA00083
EMPRETEC Ghana20056,000283
FASL13,50014,047,000883
Grameen Ghana9,500507,000383
ID-Ghana5,600953,000383
Innovative Finance2,700354,000383
Kraban Support7,700781,0005101
KRB4,0006,350,000383
Lower Pra RB34,0006,316,0003101
Maata-N-Tudu12,000941,000483
Mail Finance300288,000183
Markaz00083
Markaz Al Bishara10017,000183
MicrofinPlus Gh1,100251,000283
Nwabiagya RB4,0002,265,000383
OISL62,00027,232,000983
Pro Credit00083
Rich Step100101,000183
SAT147,60029,359,000483
Sekam Trust600137,000283
Simli Pong8,900463,0003101
SS Ghana20035,000183
TCCU10032,000383
The Bridge40032,0003101
Union RB3,8002,361,000483
Caps / Zoom options
Key Statistics
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# Institutions
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# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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