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Institution

Cooperativa de Ahorro y Credito la Benefica La Concordia Santo DomingoEl Carmen, Manabi
Data approved: 2010-11-08
Data version: 1
Age of data: 117 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established1994
Head of InstitutionFredy Yugcha Toala
Regions active
# Branches3

Total Portfolio (nat'l)USD 8,513,791
Total Portfolio (USD)USD 8,513,791
Active clients with loans3,278
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Loan Products » Summary

1,478 Borrowers
USD 3,555,876 Portfolio
Active Product
140 Borrowers
USD 446,596 Portfolio
Active Product
241 Borrowers
USD 1,252,680 Portfolio
Active Product
85 Borrowers
USD 1,951,574 Portfolio
Active Product
566 Borrowers
USD 752,882 Portfolio
Active Product
22 Borrowers
USD 522,903 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumo USD 100 - 30,000 6 - 36 40% - 60% 60% - 80% Any Purpose Women, Men, Salaried worker
Credi Grupo USD 200 - 800 6 - 10 60% - 80% 20% - 40% Any Purpose Women, Men
Microcrédito Avanzar USD 3,001 - 10,000 6 - 36 80% - 100% 60% - 80% Business Women, Men, Have business
Microcrédito Fácil USD 100 - 5,000 1 40% - 60% 80% - 100% Business, Other Women, Men, Have business
Microcrédito Nacer USD 100 - 3,000 6 - 18 80% - 100% 60% - 80% Business Women, Men, Have business Credit Educ, Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 14.4% annual, Decl Bal 1 Fee 0 Ins None 5.00 ongoing 14% - 14.6% 15.3% - 16.1% 91
Credi Grupo 23.2% annual, Decl Bal 1 Fee 0 Ins None 10.00% ongoing 23.6% 26.2% 89
Microcrédito Avanzar 19.6% annual, Decl Bal 1 Fee 0 Ins None 5.00 ongoing 19.6% - 20.4% 20.9% - 21.8% 92
Microcrédito Fácil 20.0% annual, Decl Bal 0 Fees 0 Ins None N/A 20.3% 20.3% 99
Microcrédito Nacer 20.9% annual, Decl Bal 1 Fee 0 Ins None 5.00 ongoing 21.1% - 21.2% 22.7% - 23.1% 91
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,000186
AMPL00086
Arman41,500529,107,000186
Arohan43,5008,091,000286
ASA INDIA164,00015,380,000186
Asirvad113,50019,328,000186
Asmitha1,114,800217,867,000186
Bandhan4,048,600674,564,000586
Belstar123,00023,945,000265
BSFL275,20031,590,000386
Chaitanya20,7003,748,000386
Disha Microfin69,00014,332,000286
Equitas1,220,000186,415,000486
ESAF354,20043,500,000586
FFSL150,60035,719,000286
Fusion66,8009,820,000286
Grama Vidiyal738,200102,101,000186
Grameen Koota586,60083,555,0001588
Janalakshmi506,000119,077,000286
L & T Finance399,80037,199,000186
MFL331,80049,083,000186
MMFL175,00023,752,000286
Mpower13,6002,263,000286
Sahayata00086
Saija24,7004,682,000286
Samasta45,5004,809,000286
Satin405,60090,174,000286
SCCI115,60015,910,000286
Share2,195,400376,727,000186
SKS3,409,000355,029,000286
SMILE360,20056,927,000186
SNFL9,4001,779,000186
Sonata Finance158,20022,724,000388
Spandana533,400147,240,000286
Suryoday78,60014,713,000386
SVCL118,20018,886,000186
Swadhaar92,80017,166,000386
Trident68,7008,852,000186
Ujjivan913,300160,848,000586
Utkarsh168,60025,915,000386
VFS175,40019,264,000286
Asomi50,3004,743,0002118
AES India3,600286,0001118
Arth2,900611,0002118
Asomi50,3004,743,0002118
Barasat GS1,10099,508.021118
BJS6,000468,0001118
Cashpor417,00050,452,0001117
Credible10,0001,669,540.362118
DIBAKAR1,800145,0001117
GOF65,2005,388,0004117
Hope62,6004,407,0001115
Jaago2,700237,0001116
LOK4,900573,0001117
Nano25,6003,660,0002118
NBSAAVS28,1002,821,0001115
Nirantara8,200917,0002117
Parama7,100482,0001117
Pragathi26,2004,579,0006117
PWMACS36,5005,946,0001117
Saadhana90,90012,046,0002117
Sambhav1,500183,0003117
Seba Rahara6,700468,0001117
SU61,1005,498,0001117
Swayanshree7,900918,0002117
Vikas Samiti1,600168,0001117
Vistaar4,3001,157,0002115
We The People1,100244,0002117
WEMCS1,10085,0001117
Yukti1,10099,0002117
Caps / Zoom options
Key Statistics
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# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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