Please note that the information you are viewing is 80 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Cooperativa de Ahorra y Credito Nacional Ltda Capità n Najera 4210 y la 14Guayaquil, Guayas
Data approved: 2010-11-08
Data version: 1
Age of data: 112 months

Institution

Hattha Kaksekar Limited No 606, st 271, Sangkat Phsar Deum Thkouv, Chamcarmon, Phnom PenhNo 19GH, St 271 Sangkat Beung Salang, Phnom PenhPhnom Penh, Cambodia855
Data approved: 2011-02-02
Data version: 2
Age of data: -   months 

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.coopnacional.com/
Year established1978
Head of InstitutionJorge Jácome Galarza
Regions active
# Branches0

Total Portfolio (nat'l)USD 26,120,056.84
Total Portfolio (USD)USD 26,120,056.84
Active clients with loans30,747
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsRed Financiera Rural
Funders

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.hkl.com.kh/
Year established1994
Head of InstitutionHout Ieng Tong
Regions active0
# Branches75

Total Portfolio (nat'l)KHR 41,569,985.26
Total Portfolio (USD)USD 10,392.50
Active clients with loans47,287
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Loan Products » Summary

5,393 Borrowers
USD 2,546,253.22 Portfolio
Active Product
25,354 Borrowers
USD 24,582,834.37 Portfolio
Active Product

Loan Products » Summary

179 Borrowers
USD 2,264,750.79 Portfolio
Active Product
5,315 Borrowers
USD 14,235,223.83 Portfolio
Active Product
28,189 Borrowers
USD 8,981,843.58 Portfolio
Active Product
13,214 Borrowers
USD 14,541,633.48 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumo USD 300 - 20,000 12 - 36 40% - 60% 80% - 100% Any Purpose Women, Men, Salaried worker
Microcrédito USD 300 - 20,000 12 - 36 40% - 60% 80% - 100% Business Women, Men, Have business

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Large Loans USD 10,001 - 30,000 3 - 36 80% - 100% 60% - 80% Business, Housing, Consumer, Education, Other Have business
Medium Loans USD 2,501 - 10,000 3 - 36 60% - 80% 60% - 80% Business, Housing, Consumer, Education, Other Have business
Micro Loans USD 50 - 1,000 3 - 15 80% - 100% 20% - 40% Business, Housing, Consumer, Education, Other Have business
Small Loans USD 1,001 - 2,500 3 - 24 60% - 80% 20% - 40% Business, Housing, Consumer, Education, Other Have business

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 13.2% annual, Decl Bal 0 Fees 0 Ins None 33.3% upfront 13.4% 15.1% 88
Microcrédito 20.1%-21.0% annual, Decl Bal 0 Fees 0 Ins None 33.3% upfront 20.3% - 21.3% 22.8% - 23.9% 84

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Large Loans 19.2% annual, Decl Bal 0 Fees 0 Ins None 10.00 upfront 10.00 ongoing 19.4% 19.5% - 19.8% 97
Medium Loans 23.4%-30.0% annual, Decl Bal 0 Fees 0 Ins None 5.00 upfront 5.00 ongoing 23.7% 24.4% - 24.6% 95
Micro Loans 34.8%-42.0% annual, Decl Bal 0 Fees 0 Ins None 1.00 upfront 1.00 ongoing 35.1% - 35.2% 35.9% - 42.8% 91
Small Loans 27.6%-33.6% annual, Decl Bal 0 Fees 0 Ins None 3.00 upfront 3.00 ongoing 27.9% 28.6% - 29.1% 96

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 13.2% annual, Decl Bal 0 Fees 0 Ins Ins None 33.3% upfront 13.4% 15.1% 88
Microcrédito 20.1%-21.0% annual, Decl Bal 0 Fees 0 Ins Ins None 33.3% upfront 20.3% - 21.3% 22.8% - 23.9% 84

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Large Loans 19.2% annual, Decl Bal 0 Fees 0 Ins Ins None 10.00 upfront 10.00 ongoing 19.4% 19.5% - 19.8% 97
Medium Loans 23.4%-30.0% annual, Decl Bal 0 Fees 0 Ins Ins None 5.00 upfront 5.00 ongoing 23.7% 24.4% - 24.6% 95
Micro Loans 34.8%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None 1.00 upfront 1.00 ongoing 35.1% - 35.2% 35.9% - 42.8% 91
Small Loans 27.6%-33.6% annual, Decl Bal 0 Fees 0 Ins Ins None 3.00 upfront 3.00 ongoing 27.9% 28.6% - 29.1% 96
Institution Price Graph
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to