2. COAC Nacional
Please note that the information you are viewing is 163 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Pro Credit
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Cooperativa de Ahorra y Credito Nacional Ltda Capità n Najera 4210 y la 14Guayaquil, Guayas
Data approved: 2010-11-08
Data version: 1
Age of data: 163 months

Institution

ProCredit Savings & Loans Company Ltd. P. O Box NT 328 Newtown, AccraAccra, Greater Accra
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.coopnacional.com/
Year established1978
Head of InstitutionJorge Jácome Galarza
Regions active
# Branches0

Total Portfolio (nat'l)USD 26,120,056.84
Total Portfolio (USD)USD 26,120,056.84
Active clients with loans30,747
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsRed Financiera Rural
Funders

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.procredit.com.gh/
Year established2002
Head of InstitutionAndre Radloff
Regions active0
# Branches0

Total Portfolio (nat'l)GHS 39,657,346
Total Portfolio (USD)USD 26,438,230.67
Active clients with loans8,924
Approximate % female clients20% - 40%
Approximate % urban clients80% - 100%
Network affiliationsProCredit Group
FundersProCredit Holding, Frankfurt- Germany, DOEN Foundation, Amsterdam

Loan Products » Summary

Consumo
5,393 Borrowers
USD 2,546,253.22 Portfolio
Active Product
Microcredito
25,354 Borrowers
USD 24,582,834.37 Portfolio
Active Product

Loan Products » Summary

Agro Loans
1,728 Borrowers
USD 5,237,120 Portfolio
Active Product
Business Loans
6,818 Borrowers
USD 19,143,423 Portfolio
Active Product
Personal Loan
14 Borrowers
USD 16,397 Portfolio
Active Product
ProCredit Line (Overdraft)
120 Borrowers
USD 1,441,363 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumo USD 300 - 20,000 12 - 36 40% - 60% 80% - 100% Any Purpose Women, Men, Salaried worker
Microcrédito USD 300 - 20,000 12 - 36 40% - 60% 80% - 100% Business Women, Men, Have business

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agro Loans GHS 2,000 - 150,000 1 - 60 0% - 20% 0% - 20%
Business Loans GHS 2,000 - 45,000 3 - 48 40% - 60% 80% - 100%
Personal Loan 0 0 20% - 40% 80% - 100%
ProCredit Line (Overdraft) GHS 2,000 - 150,000 1 - 12 40% - 60% 80% - 100%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 13.2% annual, Decl Bal 0 Fees 0 Ins None 33.3% upfront 13.4% 15.1% 88
Microcrédito 20.1%-21.0% annual, Decl Bal 0 Fees 0 Ins None 33.3% upfront 20.3% - 21.3% 22.8% - 23.9% 84

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agro Loans 30.00%-0.00% annual, Decl Bal 1 Fee 0 Ins N/A 43.8% - 54% 43.8% - 54% 63
Business Loans 33.00%-0.00% annual, Decl Bal 1 Fee 0 Ins N/A 56.6% - 76.1% 56.6% - 76.1% 47
Personal Loan 0.00% annual, 0 0 Fees 0 Ins 33.1% - 33.7% 33.1% - 33.7%
ProCredit Line (Overdraft) 39.60%-0.00% annual, Decl Bal 2 Fees 0 Ins N/A 0% 0%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 13.2% annual, Decl Bal 0 Fees 0 Ins Ins None 33.3% upfront 13.4% 15.1% 88
Microcrédito 20.1%-21.0% annual, Decl Bal 0 Fees 0 Ins Ins None 33.3% upfront 20.3% - 21.3% 22.8% - 23.9% 84

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agro Loans 30.00%-0.00% annual, Decl Bal 1 Fee 0 Ins Ins N/A 43.8% - 54% 43.8% - 54% 63
Business Loans 33.00%-0.00% annual, Decl Bal 1 Fee 0 Ins Ins N/A 56.6% - 76.1% 56.6% - 76.1% 47
Personal Loan 0.00% annual, 0 0 Fees 0 Ins Ins 33.1% - 33.7% 33.1% - 33.7%
ProCredit Line (Overdraft) 39.60%-0.00% annual, Decl Bal 2 Fees 0 Ins Ins N/A 0% 0%
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Key Statistics
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# Countries
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Loan Portfolio (USD)
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% Products with one or more fee
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% Products with compulsory deposits
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