| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | http://www.coopnacional.com/ |
| Year established | 1978 |
| Head of Institution | Jorge Jácome Galarza |
| Regions active | |
| # Branches | 0 |
| Total Portfolio (nat'l) | USD 26,120,056.84 |
| Total Portfolio (USD) | USD 26,120,056.84 |
| Active clients with loans | 30,747 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | Red Financiera Rural |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.brac.net/ |
| Year established | 2006 |
| Head of Institution | Mr.Gunendu .K. Roy |
| Regions active | 0 |
| # Branches | 112 |
| Total Portfolio (nat'l) | TZS 31,677,570,729 |
| Total Portfolio (USD) | USD 21,118,380.49 |
| Active clients with loans | 117,261 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Tanzania Association of Microfinance Institutions |
| Funders | UNICEF, FSDT, Triodos, BRAC Africa Loan fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | USD 300 - 20,000 | 12 - 36 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker | ||||||||
| Microcrédito | USD 300 - 20,000 | 12 - 36 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | TZS 10,000 - 1,000,000 | 6 - 12 | 80% - 100% | 40% - 60% | Business | Women, Have business, between 20 and 50 years | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Small Enterprise Program (SEP) Loan | TZS 1,000,000 - 10,000,000 | 6 - 12 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business, Have home or land, 20 - 50 years old | Credit Educ, Group Mtgs, Credit Ins, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | 13.2% annual, Decl Bal | 0 Fees | 0 Ins | None | 33.3% upfront | 13.4% | 15.1% | 88 | ||||||||
| Microcrédito | 20.1%-21.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 33.3% upfront | 20.3% - 21.3% | 22.8% - 23.9% | 84 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | 22.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 55.7% - 63.7% | 67.3% - 77.6% | 31 | ||||||||
| Small Enterprise Program (SEP) Loan | 22.0%-24.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront | 40.6% - 45.6% | 48.6% - 55.3% | 43 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | 13.2% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 33.3% upfront | 13.4% | 15.1% | 88 | ||||||||
| Microcrédito | 20.1%-21.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 33.3% upfront | 20.3% - 21.3% | 22.8% - 23.9% | 84 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | 22.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 55.7% - 63.7% | 67.3% - 77.6% | 31 | ||||||||
| Small Enterprise Program (SEP) Loan | 22.0%-24.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront | 40.6% - 45.6% | 48.6% - 55.3% | 43 |
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