| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | No |
| Website address | http://www.coacsantaanita.com/ |
| Year established | 2001 |
| Head of Institution | Edison Caicedo |
| Regions active | |
| # Branches | 4 |
| Total Portfolio (nat'l) | USD 2,536,758 |
| Total Portfolio (USD) | USD 2,536,758 |
| Active clients with loans | 2,047 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Red Financiera Rural, Ucacnor, Fecoac |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.finca.org/ |
| Year established | 1998 |
| Head of Institution | Tom Kocsis |
| Regions active | 0 |
| # Branches | 21 |
| Total Portfolio (nat'l) | TZS 22,944,389,027 |
| Total Portfolio (USD) | USD 15,296,259.35 |
| Active clients with loans | 68,020 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | FINCA International, Tanzania Association of Microfinance Institutions |
| Funders | Hivos-Triodos Fund, Oxfam Novib Fund, Triodos-Doen Foundation |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | USD 100 - 15,000 | 1 - 48 | 60% - 80% | 20% - 40% | Any Purpose | Women, Men, Salaried worker | Credit Ins, Tech Asst Visits | |||||||
| Microagropecuario | USD 100 - 15,000 | 1 - 48 | 40% - 60% | 20% - 40% | Business, Usar solo para capital de trabajo | Women, Men | Credit Ins, Tech Asst Visits | |||||||
| Microempresarial | USD 100 - 15,000 | 1 - 49 | 40% - 60% | 20% - 40% | Business | Women, Men, Tener calificacion hasta B en central de riesgos o buro de credito | Credit Ins, Tech Asst Visits |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | TZS 500,000 - 15,000,000 | 3 - 18 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Educ | |||||||
| Small Group Loan | TZS 350,000 - 4,000,000 | 6 - 12 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Village Banking Loan | TZS 30,000 - 3,000,000 | 5 - 8 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | 13.8% annual, Decl Bal | 2 Fees | 0 Ins | None | 6.7% upfront 5.00% ongoing | 14% - 15.2% | 15.6% - 22% | 77 | ||||||||
| Microagropecuario | 20.1%-25.0% annual, Decl Bal | 2 Fees | 0 Ins | None | 6.7% upfront | 20.3% - 26.9% | 22.5% - 36.2% | 71 | ||||||||
| Microempresarial | 20.1%-25.0% annual, Decl Bal | 2 Fees | 0 Ins | None | 6.7% upfront 5.00 ongoing | 18.8% - 26.9% | 20.7% - 41.2% | 69 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 36.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 0% | 0% | 0 | ||||||||
| Small Group Loan | 42.0% annual, Flat | 0 Fees | 0 Ins | None | 10.0% upfront | 0% | 0% | 0 | ||||||||
| Village Banking Loan | 48.0% annual, Flat | 0 Fees | 0 Ins | None | 10.0% upfront 2,000.00 ongoing | 0% | 0% | 0 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | 13.8% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | 6.7% upfront 5.00% ongoing | 14% - 15.2% | 15.6% - 22% | 77 | ||||||||
| Microagropecuario | 20.1%-25.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | 6.7% upfront | 20.3% - 26.9% | 22.5% - 36.2% | 71 | ||||||||
| Microempresarial | 20.1%-25.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | 6.7% upfront 5.00 ongoing | 18.8% - 26.9% | 20.7% - 41.2% | 69 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 36.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | 0 | ||||||||
| Small Group Loan | 42.0% annual, Flat | 0 Fees | 0 Ins Ins | None | 10.0% upfront | 0% | 0% | 0 | ||||||||
| Village Banking Loan | 48.0% annual, Flat | 0 Fees | 0 Ins Ins | None | 10.0% upfront 2,000.00 ongoing | 0% | 0% | 0 |
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