| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | No |
| Website address | http://www.coacsantaanita.com/ |
| Year established | 2001 |
| Head of Institution | Edison Caicedo |
| Regions active | |
| # Branches | 4 |
| Total Portfolio (nat'l) | USD 2,536,758 |
| Total Portfolio (USD) | USD 2,536,758 |
| Active clients with loans | 2,047 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Red Financiera Rural, Ucacnor, Fecoac |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | N/A |
| Website address | http://www.brac.net/ |
| Year established | 2006 |
| Head of Institution | Dr. Imran Matin |
| Regions active | 0 |
| # Branches | 85 |
| Total Portfolio (nat'l) | UGX 85,180,334,935 |
| Total Portfolio (USD) | USD 38,718,334.06 |
| Active clients with loans | 109,191 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | AMFIU |
| Funders | Master Card Foundation, BRAC Africa Loan Fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | USD 100 - 15,000 | 1 - 48 | 60% - 80% | 20% - 40% | Any Purpose | Women, Men, Salaried worker | Credit Ins, Tech Asst Visits | |||||||
| Microagropecuario | USD 100 - 15,000 | 1 - 48 | 40% - 60% | 20% - 40% | Business, Usar solo para capital de trabajo | Women, Men | Credit Ins, Tech Asst Visits | |||||||
| Microempresarial | USD 100 - 15,000 | 1 - 49 | 40% - 60% | 20% - 40% | Business | Women, Men, Tener calificacion hasta B en central de riesgos o buro de credito | Credit Ins, Tech Asst Visits |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance 1-Year Loan | UGX 100,000 - 2,000,000 | 10 - 12.5 | 80% - 100% | 0% - 20% | Any Purpose | Women | Credit Educ | |||||||
| Microfinance 6-Month Loan | UGX 100,000 - 10,000,000 | 20 - 25 | 80% - 100% | 0% - 20% | Any Purpose | Women | Credit Educ | |||||||
| Small Enterprise Program | UGX 1,000,000 - 8,000,000 | 3 - 5 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business | Credit Educ |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | 13.8% annual, Decl Bal | 2 Fees | 0 Ins | None | 6.7% upfront 5.00% ongoing | 14% - 15.2% | 15.6% - 22% | 77 | ||||||||
| Microagropecuario | 20.1%-25.0% annual, Decl Bal | 2 Fees | 0 Ins | None | 6.7% upfront | 20.3% - 26.9% | 22.5% - 36.2% | 71 | ||||||||
| Microempresarial | 20.1%-25.0% annual, Decl Bal | 2 Fees | 0 Ins | None | 6.7% upfront 5.00 ongoing | 18.8% - 26.9% | 20.7% - 41.2% | 69 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance 1-Year Loan | 22.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 49.6% - 54% | 61.1% - 66.2% | 34 | ||||||||
| Microfinance 6-Month Loan | 24.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 56.5% - 67.7% | 72.2% - 83.7% | 30 | ||||||||
| Small Enterprise Program | 22.0% annual, Flat | 4 Fees | 1 Ins | None | 10.0% upfront | 40.8% - 42.4% | 48.9% - 51.1% | 44 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | 13.8% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | 6.7% upfront 5.00% ongoing | 14% - 15.2% | 15.6% - 22% | 77 | ||||||||
| Microagropecuario | 20.1%-25.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | 6.7% upfront | 20.3% - 26.9% | 22.5% - 36.2% | 71 | ||||||||
| Microempresarial | 20.1%-25.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | 6.7% upfront 5.00 ongoing | 18.8% - 26.9% | 20.7% - 41.2% | 69 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance 1-Year Loan | 22.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 49.6% - 54% | 61.1% - 66.2% | 34 | ||||||||
| Microfinance 6-Month Loan | 24.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 56.5% - 67.7% | 72.2% - 83.7% | 30 | ||||||||
| Small Enterprise Program | 22.0% annual, Flat | 4 Fees | 1 Ins Ins | None | 10.0% upfront | 40.8% - 42.4% | 48.9% - 51.1% | 44 |
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