Institution

Fondo de Desarrollo Microempresarial FODEMI Jaime Rivadeneira 6-88 y Mariano AcostaIbarra, Imbabura10-01-225
Data approved: 2010-11-08
Data version: 1
Age of data: 163 months

Institution

People's Center for Sustainable Development Purok 3, ArimbayLegaspi City, Albay4500
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.fodemi.org/
Year established1995
Head of InstitutionLuis Ríos
Regions active
# Branches11

Total Portfolio (nat'l)USD 12,924,109.87
Total Portfolio (USD)USD 12,924,109.87
Active clients with loans28,232
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1995
Head of InstitutionMarilyn Operio
Regions active
# Branches3

Total Portfolio (nat'l)PhP 9,202,747
Total Portfolio (USD)USD 220,161.41
Active clients with loans925
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations
FundersOikocredit

Loan Products » Summary

11,146 Borrowers
USD 3,804,737.29 Portfolio
Active Product
15,616 Borrowers
USD 7,419,168.45 Portfolio
Active Product
1,470 Borrowers
USD 1,700,204.13 Portfolio
Active Product

Loan Products » Summary

717 Borrowers
USD 167,464.11 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Crédito Banca Comunal USD 50 - 4,000 7 - 24 60% - 80% 0% - 20% Business Women, Men, Have business, mín 7 personas y máx 25 personas de un mismo sector. Credit Educ, Group Mtgs, Credit Ins, Estos servicios no son cancelados por los clientes, los costos son asumidos por la Fundación.
Crédito Grupo Solidario USD 50 - 5,000 6 - 30 60% - 80% 40% - 60% Business Women, Men, Have business, Experiencia en el negocio, mínimo de 6 meses., mín de 3 y máximo 6 personas. Que vivan cerca. Credit Educ, Group Mtgs, Credit Ins, Estos servicios no son pagados por el cliente, los costos son asumidos ÂŽpor la Fundación.
Crédito Individual USD 400 - 6,000 6 - 30 40% - 60% 80% - 100% Business Women, Men, Have business, Experiencia en el negocio, mínimo 6 meses. Credit Educ, Credit Ins, Estos servicios no son pagados por el cliente, asume el costo la Fundación.

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Livelihood Loan PHP 1,000 - 60,000 1 - 12 80% - 100% 20% - 40% Business Women, Men, Have business, Has no history of loan delinquency Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training, Social Services, Spiritual formation (Bible study), Environmental projects - maintenance of forest park, tree planting, waste management, skills trainin

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crédito Banca Comunal 20.6%-22.6% annual, Decl Bal 0 Fees 0 Ins None 10.0% upfront 22.3% 26.3% - 26.4% 78
Crédito Grupo Solidario 20.5%-22.5% annual, Decl Bal 0 Fees 0 Ins None 10.0% upfront 20.5% - 22.5% 24.2% - 26.7% 79
Crédito Individual 20.5%-22.5% annual, Decl Bal 0 Fees 0 Ins None 10.0% upfront 20.4% - 22.4% 24.1% - 26.5% 79

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Livelihood Loan 24.0%-36.0% annual, Flat 2 Fees 2 Ins None 2.0% upfront 100.00 ongoing 48.1% - 95.4% 88.9% - 175.8% 21

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crédito Banca Comunal 20.6%-22.6% annual, Decl Bal 0 Fees 0 Ins Ins None 10.0% upfront 22.3% 26.3% - 26.4% 78
Crédito Grupo Solidario 20.5%-22.5% annual, Decl Bal 0 Fees 0 Ins Ins None 10.0% upfront 20.5% - 22.5% 24.2% - 26.7% 79
Crédito Individual 20.5%-22.5% annual, Decl Bal 0 Fees 0 Ins Ins None 10.0% upfront 20.4% - 22.4% 24.1% - 26.5% 79

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Livelihood Loan 24.0%-36.0% annual, Flat 2 Fees 2 Ins Ins None 2.0% upfront 100.00 ongoing 48.1% - 95.4% 88.9% - 175.8% 21
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