2. DECOF
Please note that the information you are viewing is 163 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. BestFUND
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundación DECOF José María Peña Nº12-35 y MercadilloLojaEC110102
Data approved: 2010-11-08
Data version: 1
Age of data: 163 months

Institution

BestFUND P.O. Box CT 5217Cantoments, Accra, Greater Accra233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2004
Head of InstitutionAlejandro Macas
Regions active
# Branches1

Total Portfolio (nat'l)USD 705,025.49
Total Portfolio (USD)USD 705,025.49
Active clients with loans2,200
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2005
Head of InstitutionDr. Emmanuel Shaft Boamah
Regions active0
# Branches3

Total Portfolio (nat'l)GHS 3,942,900
Total Portfolio (USD)USD 2,628,600
Active clients with loans10,062
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsGHAMFIN, ASSFIN, AMT
Funders

Loan Products » Summary

Mensual
400 Borrowers
USD 178,652 Portfolio
Active Product
Semanal
1,800 Borrowers
USD 526,373 Portfolio
Active Product

Loan Products » Summary

Capacity
2,013 Borrowers
USD 525,720 Portfolio
Active Product
Group Loan
5,033 Borrowers
USD 1,314,300 Portfolio
Active Product
Individual
3,019 Borrowers
USD 788,580 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microcrédito (mensual) USD 200 - 2,000 3 - 24 80% - 100% 40% - 60% Any Purpose Women Group Mtgs, Credit Ins
Microcrédito (semanal) USD 200 - 2,000 3 - 24 80% - 100% 40% - 60% Any Purpose Women Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Capacity Loan GHS 3,000 - 8,000 6 - 10 60% - 80% 0% - 20% Business, Education Women, Men, Have business, Salaried worker Credit Ins, Tech Asst Visits
Group Loan GHS 2,000 - 10,000 5 - 8 80% - 100% 0% - 20% Business, Education, Land Women, Men, Have business, Salaried worker Group Mtgs, Tech Asst Visits
Individual Loan GHS 500 - 1,000 4 - 6 60% - 80% 0% - 20% Business, petty traders Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcrédito (mensual) 21.0% annual, Decl Bal 0 Fees 1 Ins None 7.0% upfront 4.00 ongoing 20.8% - 21% 26% - 28.9% 77
Microcrédito (semanal) 21.0% annual, Decl Bal 0 Fees 1 Ins None 7.0% upfront 1.00 ongoing 22.7% - 22.8% 28.5% - 33% 69

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Capacity Loan 48.0%-96.0% annual, Flat 1 Fee 0 Ins None 30.0% upfront 79.6% - 174.1% 139.6% - 312.4% 23
Group Loan 72.0% annual, Flat 1 Fee 0 Ins None 15.0% upfront 114.9% - 129.6% 147.8% - 168.6% 46
Individual Loan 48.0%-96.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 152.1% - 170.4% 177.2% - 200.3% 25

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcrédito (mensual) 21.0% annual, Decl Bal 0 Fees 1 Ins Ins None 7.0% upfront 4.00 ongoing 20.8% - 21% 26% - 28.9% 77
Microcrédito (semanal) 21.0% annual, Decl Bal 0 Fees 1 Ins Ins None 7.0% upfront 1.00 ongoing 22.7% - 22.8% 28.5% - 33% 69

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Capacity Loan 48.0%-96.0% annual, Flat 1 Fee 0 Ins Ins None 30.0% upfront 79.6% - 174.1% 139.6% - 312.4% 23
Group Loan 72.0% annual, Flat 1 Fee 0 Ins Ins None 15.0% upfront 114.9% - 129.6% 147.8% - 168.6% 46
Individual Loan 48.0%-96.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 152.1% - 170.4% 177.2% - 200.3% 25
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# Countries
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% Products with compulsory deposits
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