2. Fundacion Alternativa
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  2. ID-Ghana
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Institution

FUNDACION ALTERNATIVAS PARA EL DESARROLLO PABLO CLAUDEL N41-61 E ISLA PINZONQuito, Pichincha
Data approved: 2010-11-23
Data version: 1
Age of data: 163 months

Institution

Initiative Development-Ghana P.O. Box GP 19382Stephens Close, Dansoman SNNIT Flats, Opposite Block 15Accra, AccraGP
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://WWW.FUNDACIONALTERNATIVA.ORG.EC/
Year established1991
Head of InstitutionDRA. MONICA HERNANDEZ DE PHILLIPS
Regions active
# Branches5

Total Portfolio (nat'l)USD 5,545,858.27
Total Portfolio (USD)USD 5,545,858.27
Active clients with loans4,310
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsRED FINANCIERA RURAL
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.idghana.org/
Year established1998
Head of InstitutionStephen Mawuli Kwesi Dugbazah
Regions active0
# Branches5

Total Portfolio (nat'l)GHS 799,453
Total Portfolio (USD)USD 532,968.67
Active clients with loans4,559
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsGHAMFIN, ASSFIN, AMT
FundersEntrepreneurs du monde, Air liquide, Technip, French Embassy

Loan Products » Summary

Individual
2,700 Borrowers
USD 4,000,000 Portfolio
Active Product
Solidario
1,610 Borrowers
USD 1,545,858 Portfolio
Active Product

Loan Products » Summary

Front Desk
281 Borrowers
USD 40,579 Portfolio
Active Product
Kick Start
108 Borrowers
USD 2,135 Portfolio
Active Product
Onipa Nua
4,258 Borrowers
USD 544,053 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
CREDITO INDIVIDUAL USD 500 - 10,000 3 - 36 60% - 80% 20% - 40% Business, Housing, Consumer, Education Women, Men, Have business Credit Ins, Tech Asst Visits, Business Training
GRUPO SOLIDARIO USD 100 - 2,000 3 - 15 60% - 80% 20% - 40% Business, Housing, Consumer, Education Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Front Desk GHS 100 - 3,000 3 - 9 80% - 100% 80% - 100% Business Women, Men, Have business Credit Educ, Business Training, Other Training
Kick Start GHS 20 - 100 6 80% - 100% 80% - 100% Business Women Credit Educ, Group Mtgs, Business Training, Other Training
Onipa Nua (Each other's keepers) GHS 100 - 2,500 3 - 9 80% - 100% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CREDITO INDIVIDUAL 10.6%-24.5% annual, Decl Bal 2 Fees 0 Ins None N/A 19% - 24.9% 19.8% - 26.5% 45
GRUPO SOLIDARIO 26.9% annual, Decl Bal 2 Fees 0 Ins None N/A 27% - 27.4% 27.4% - 35% 87

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Front Desk 36.0% annual, Flat 1 Fee 0 Ins None N/A 68.4% - 76.5% 68.4% - 76.5% 48
Kick Start 0.0% annual, Flat 0 Fees 0 Ins None N/A 0% 0% 100
Onipa Nua (Each other's keepers) 36.0% annual, Flat 1 Fee 0 Ins None N/A 65.6% - 66.3% 65.6% - 66.3% 54

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CREDITO INDIVIDUAL 10.6%-24.5% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 19% - 24.9% 19.8% - 26.5% 45
GRUPO SOLIDARIO 26.9% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 27% - 27.4% 27.4% - 35% 87

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Front Desk 36.0% annual, Flat 1 Fee 0 Ins Ins None N/A 68.4% - 76.5% 68.4% - 76.5% 48
Kick Start 0.0% annual, Flat 0 Fees 0 Ins Ins None N/A 0% 0% 100
Onipa Nua (Each other's keepers) 36.0% annual, Flat 1 Fee 0 Ins Ins None N/A 65.6% - 66.3% 65.6% - 66.3% 54
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