| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.fundamic.org/ |
| Year established | 1995 |
| Head of Institution | Salomón Caicedo |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | USD 1,506,920 |
| Total Portfolio (USD) | USD 1,506,920 |
| Active clients with loans | 2,270 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Red Financiera Rural, Red Internacional de Instituciones Financieras Alternativas INAFI, Consorcio Etimos |
| Funders | ETIMOS ITALIA, CRESUD ITALIA, OIKOCREDIT HOLANDA, FINANZAS POPULARES ECUADOR |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | http://www.hkl.com.kh/ |
| Year established | 1994 |
| Head of Institution | Hout Ieng Tong |
| Regions active | 0 |
| # Branches | 75 |
| Total Portfolio (nat'l) | KHR 41,569,985.26 |
| Total Portfolio (USD) | USD 10,392.50 |
| Active clients with loans | 47,287 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CREDITO GRUPOS SOLIDARIOS | USD 300 - 2,000 | 3 - 18 | 60% - 80% | 0% - 20% | Business, Capital de Trabajo | Women, Men, Have business | Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| CREDITO INDIVIDUAL | USD 600 - 3,000 | 3 - 24 | 60% - 80% | 0% - 20% | Business, Capital de Trabajo | Women, Men, Have business | Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Large Loans | USD 10,001 - 30,000 | 3 - 36 | 80% - 100% | 60% - 80% | Business, Housing, Consumer, Education, Other | Have business | ||||||||
| Medium Loans | USD 2,501 - 10,000 | 3 - 36 | 60% - 80% | 60% - 80% | Business, Housing, Consumer, Education, Other | Have business | ||||||||
| Micro Loans | USD 50 - 1,000 | 3 - 15 | 80% - 100% | 20% - 40% | Business, Housing, Consumer, Education, Other | Have business | ||||||||
| Small Loans | USD 1,001 - 2,500 | 3 - 24 | 60% - 80% | 20% - 40% | Business, Housing, Consumer, Education, Other | Have business |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CREDITO GRUPOS SOLIDARIOS | 23.9% annual, Decl Bal | 1 Fee | 0 Ins | None | 7.0% upfront 7.00% ongoing | 22.4% - 23.6% | 38.4% - 39.6% | 61 | ||||||||
| CREDITO INDIVIDUAL | 13.0%-29.1% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 29.5% | 36.7% - 37.4% | 35 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Large Loans | 19.2% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.00 upfront 10.00 ongoing | 19.4% | 19.5% - 19.8% | 97 | ||||||||
| Medium Loans | 23.4%-30.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 5.00 upfront 5.00 ongoing | 23.7% | 24.4% - 24.6% | 95 | ||||||||
| Micro Loans | 34.8%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 1.00 upfront 1.00 ongoing | 35.1% - 35.2% | 35.9% - 42.8% | 91 | ||||||||
| Small Loans | 27.6%-33.6% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.00 upfront 3.00 ongoing | 27.9% | 28.6% - 29.1% | 96 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CREDITO GRUPOS SOLIDARIOS | 23.9% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 7.0% upfront 7.00% ongoing | 22.4% - 23.6% | 38.4% - 39.6% | 61 | ||||||||
| CREDITO INDIVIDUAL | 13.0%-29.1% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 29.5% | 36.7% - 37.4% | 35 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Large Loans | 19.2% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 10.00 upfront 10.00 ongoing | 19.4% | 19.5% - 19.8% | 97 | ||||||||
| Medium Loans | 23.4%-30.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 5.00 upfront 5.00 ongoing | 23.7% | 24.4% - 24.6% | 95 | ||||||||
| Micro Loans | 34.8%-42.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 1.00 upfront 1.00 ongoing | 35.1% - 35.2% | 35.9% - 42.8% | 91 | ||||||||
| Small Loans | 27.6%-33.6% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.00 upfront 3.00 ongoing | 27.9% | 28.6% - 29.1% | 96 |
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