Institution

FUNDACION DE AYUDA MICROEMPRESARIAL Av. 12 de Octubre N 18-42 y Queseras del MedioQuito, Pichincha
Data approved: 2010-11-08
Data version: 1
Age of data: 163 months

Institution

ASA Initiative ASA InitiativeCape Coast, Central RegionP. O. BOX 396
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.fundamic.org/
Year established1995
Head of InstitutionSalomón Caicedo
Regions active
# Branches2

Total Portfolio (nat'l)USD 1,506,920
Total Portfolio (USD)USD 1,506,920
Active clients with loans2,270
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsRed Financiera Rural, Red Internacional de Instituciones Financieras Alternativas INAFI, Consorcio Etimos
FundersETIMOS ITALIA, CRESUD ITALIA, OIKOCREDIT HOLANDA, FINANZAS POPULARES ECUADOR

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.asainitiative.org/
Year established2006
Head of InstitutionMrs. Veronica Agodoa Kitti
Regions active0
# Branches0

Total Portfolio (nat'l)GHS 628,801
Total Portfolio (USD)USD 419,200.67
Active clients with loans2,298
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsAssociation of Financial NGO'S (ASSFIN), GHAMFIN
Funders

Loan Products » Summary

1,174 Borrowers
USD 345,798 Portfolio
Active Product
860 Borrowers
USD 1,122,574 Portfolio
Active Product

Loan Products » Summary

1,843 Borrowers
USD 323,882 Portfolio
Active Product
455 Borrowers
USD 92,621 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
CREDITO GRUPOS SOLIDARIOS USD 300 - 2,000 3 - 18 60% - 80% 0% - 20% Business, Capital de Trabajo Women, Men, Have business Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
CREDITO INDIVIDUAL USD 600 - 3,000 3 - 24 60% - 80% 0% - 20% Business, Capital de Trabajo Women, Men, Have business Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Six Months Group Loan GHS 100 - 3,000 3 - 6 60% - 80% 0% - 20%
Six Months Individual Loan GHS 100 - 5,000 1 - 6 40% - 60% 0% - 20%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CREDITO GRUPOS SOLIDARIOS 23.9% annual, Decl Bal 1 Fee 0 Ins None 7.0% upfront 7.00% ongoing 22.4% - 23.6% 38.4% - 39.6% 61
CREDITO INDIVIDUAL 13.0%-29.1% annual, Decl Bal 1 Fee 0 Ins None N/A 29.5% 36.7% - 37.4% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Six Months Group Loan 39.96%-0.00% annual, Flat 2 Fees 1 Ins N/A 85% - 87.6% 89.1% - 91.8% 44
Six Months Individual Loan 44.00%-0.00% annual, Flat 1 Fee 1 Ins N/A 84.9% 89% 49

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CREDITO GRUPOS SOLIDARIOS 23.9% annual, Decl Bal 1 Fee 0 Ins Ins None 7.0% upfront 7.00% ongoing 22.4% - 23.6% 38.4% - 39.6% 61
CREDITO INDIVIDUAL 13.0%-29.1% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 29.5% 36.7% - 37.4% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Six Months Group Loan 39.96%-0.00% annual, Flat 2 Fees 1 Ins Ins N/A 85% - 87.6% 89.1% - 91.8% 44
Six Months Individual Loan 44.00%-0.00% annual, Flat 1 Fee 1 Ins Ins N/A 84.9% 89% 49
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