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Institution

INSOTEC Juan León Mera N24-12 y WilsonQuito, Pichincha
Data approved: 2010-11-08
Data version: 1
Age of data: 109 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.insotec-ec.com/
Year established1980
Head of InstitutionJosé Lanusse
Regions active
# Branches4

Total Portfolio (nat'l)USD 6,252,818
Total Portfolio (USD)USD 6,252,818
Active clients with loans7,244
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsRed Financiera Rural
FundersSISTEMA NACIONAL MICROFINANZAS, SYMBIOTICS, TRIODOS, ETIMOS

Loan Products » Summary

3,966 Borrowers
USD 3,443,769.36 Portfolio
Active Product
2,808 Borrowers
USD 2,504,087.79 Portfolio
Active Product
58 Borrowers
USD 26,695.01 Portfolio
Active Product
172 Borrowers
USD 73,328.71 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
CrediAgro USD 300 - 10,000 4 - 30 40% - 60% 0% - 20% Business, Mejora Local Women, Men, Have business Credit Ins
CrediSimple USD 300 - 10,000 4 - 30 40% - 60% 60% - 80% Business, Solo para capital de Trabajo, Activo Fijo,Mejora Local Women, Men, Have business Credit Ins
Emergente USD 250 - 1,800 3 - 5 20% - 40% 0% - 20% Business, Other, Usar solo para capital de trabajo Women, Men, Have business, Have home or land Credit Ins
SINCO USD 300 - 1,000 3 - 8 40% - 60% 20% - 40% Business, Usar solo para capital de trabajo Women, Men, Have business, Have home or land, Propietario de Terreno Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CrediAgro 22.3%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 24.8% - 27.3% 28% - 30.5% 75
CrediSimple 24.5%-29.9% annual, Decl Bal 0 Fees 1 Ins None N/A 24.8% - 27.3% 28.1% - 30.4% 83
Emergente 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 27.2% - 27.3% 30% - 30.3% 81
SINCO 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 27.2% - 27.3% 30.3% - 30.4% 80
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,000296
Ahantaman RB23,8009,896,000478
APED13,7001,876,000278
ASA Initiative4,400577,000478
ASA-Ghana71,60018,385,000278
ASPI80088,000678
Atwima Kwanwoma3,8001,788,000278
Baobab5,100967,000278
BestFUND13,0004,172,000378
Bonzali Rural10,4001,691,000496
CashPhase83135,000278
CASUD1,100524,000178
CEDEF50054,000478
CFF10013,000178
CRAN3,6001,019,000278
DQF1,70063,000278
EASL9,20011,409,000678
East Mamprusi12,5002,268,000478
ELDA00078
EMPRETEC Ghana20056,000278
FASL13,50014,047,000878
Grameen Ghana9,500507,000378
ID-Ghana5,600953,000378
Innovative Finance2,700354,000378
Kraban Support7,700781,000596
KRB4,0006,350,000378
Lower Pra RB34,0006,316,000396
Maata-N-Tudu12,000941,000478
Mail Finance300288,000178
Markaz00078
Markaz Al Bishara10017,000178
MicrofinPlus Gh1,100251,000278
Nwabiagya RB4,0002,265,000378
OISL62,00027,232,000978
Pro Credit00078
Rich Step100101,000178
SAT147,60029,359,000478
Sekam Trust600137,000278
Simli Pong8,900463,000396
SS Ghana20035,000178
TCCU10032,000378
The Bridge40032,000396
Union RB3,8002,361,000478
Caps / Zoom options
Key Statistics
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# Institutions
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# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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