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Institution

INSOTEC Juan León Mera N24-12 y WilsonQuito, Pichincha
Data approved: 2010-11-08
Data version: 1
Age of data: 125 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.insotec-ec.com/
Year established1980
Head of InstitutionJosé Lanusse
Regions active
# Branches4

Total Portfolio (nat'l)USD 6,252,818
Total Portfolio (USD)USD 6,252,818
Active clients with loans7,244
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsRed Financiera Rural
FundersSISTEMA NACIONAL MICROFINANZAS, SYMBIOTICS, TRIODOS, ETIMOS

Loan Products » Summary

3,966 Borrowers
USD 3,443,769.36 Portfolio
Active Product
2,808 Borrowers
USD 2,504,087.79 Portfolio
Active Product
58 Borrowers
USD 26,695.01 Portfolio
Active Product
172 Borrowers
USD 73,328.71 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
CrediAgro USD 300 - 10,000 4 - 30 40% - 60% 0% - 20% Business, Mejora Local Women, Men, Have business Credit Ins
CrediSimple USD 300 - 10,000 4 - 30 40% - 60% 60% - 80% Business, Solo para capital de Trabajo, Activo Fijo,Mejora Local Women, Men, Have business Credit Ins
Emergente USD 250 - 1,800 3 - 5 20% - 40% 0% - 20% Business, Other, Usar solo para capital de trabajo Women, Men, Have business, Have home or land Credit Ins
SINCO USD 300 - 1,000 3 - 8 40% - 60% 20% - 40% Business, Usar solo para capital de trabajo Women, Men, Have business, Have home or land, Propietario de Terreno Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CrediAgro 22.3%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 24.8% - 27.3% 28% - 30.5% 75
CrediSimple 24.5%-29.9% annual, Decl Bal 0 Fees 1 Ins None N/A 24.8% - 27.3% 28.1% - 30.4% 83
Emergente 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 27.2% - 27.3% 30% - 30.3% 81
SINCO 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 27.2% - 27.3% 30.3% - 30.4% 80
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,000194
AMPL00094
Arman41,500529,107,000194
Arohan43,5008,091,000294
ASA INDIA164,00015,380,000194
Asirvad113,50019,328,000194
Asmitha1,114,800217,867,000194
Bandhan4,048,600674,564,000594
Belstar123,00023,945,000273
BSFL275,20031,590,000394
Chaitanya20,7003,748,000394
Disha Microfin69,00014,332,000294
Equitas1,220,000186,415,000494
ESAF354,20043,500,000594
FFSL150,60035,719,000294
Fusion66,8009,820,000294
Grama Vidiyal738,200102,101,000194
Grameen Koota586,60083,555,0001596
Janalakshmi506,000119,077,000294
L & T Finance399,80037,199,000194
MFL331,80049,083,000194
MMFL175,00023,752,000294
Mpower13,6002,263,000294
Sahayata00094
Saija24,7004,682,000294
Samasta45,5004,809,000294
Satin405,60090,174,000294
SCCI115,60015,910,000294
Share2,195,400376,727,000194
SKS3,409,000355,029,000294
SMILE360,20056,927,000194
SNFL9,4001,779,000194
Sonata Finance158,20022,724,000396
Spandana533,400147,240,000294
Suryoday78,60014,713,000394
SVCL118,20018,886,000194
Swadhaar92,80017,166,000394
Trident68,7008,852,000194
Ujjivan913,300160,848,000594
Utkarsh168,60025,915,000394
VFS175,40019,264,000294
Asomi50,3004,743,0002126
AES India3,600286,0001126
Arth2,900611,0002126
Asomi50,3004,743,0002126
Barasat GS1,10099,508.021126
BJS6,000468,0001126
Cashpor417,00050,452,0001125
Credible10,0001,669,540.362126
DIBAKAR1,800145,0001125
GOF65,2005,388,0004125
Hope62,6004,407,0001123
Jaago2,700237,0001124
LOK4,900573,0001125
Nano25,6003,660,0002126
NBSAAVS28,1002,821,0001123
Nirantara8,200917,0002125
Parama7,100482,0001125
Pragathi26,2004,579,0006125
PWMACS36,5005,946,0001125
Saadhana90,90012,046,0002125
Sambhav1,500183,0003125
Seba Rahara6,700468,0001125
SU61,1005,498,0001125
Swayanshree7,900918,0002125
Vikas Samiti1,600168,0001125
Vistaar4,3001,157,0002123
We The People1,100244,0002125
WEMCS1,10085,0001125
Yukti1,10099,0002125
Caps / Zoom options
Key Statistics
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Loan Portfolio (USD)
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