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Institution

INSOTEC Juan León Mera N24-12 y WilsonQuito, Pichincha
Data approved: 2010-11-08
Data version: 1
Age of data: 110 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.insotec-ec.com/
Year established1980
Head of InstitutionJosé Lanusse
Regions active
# Branches4

Total Portfolio (nat'l)USD 6,252,818
Total Portfolio (USD)USD 6,252,818
Active clients with loans7,244
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsRed Financiera Rural
FundersSISTEMA NACIONAL MICROFINANZAS, SYMBIOTICS, TRIODOS, ETIMOS

Loan Products » Summary

3,966 Borrowers
USD 3,443,769.36 Portfolio
Active Product
2,808 Borrowers
USD 2,504,087.79 Portfolio
Active Product
58 Borrowers
USD 26,695.01 Portfolio
Active Product
172 Borrowers
USD 73,328.71 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
CrediAgro USD 300 - 10,000 4 - 30 40% - 60% 0% - 20% Business, Mejora Local Women, Men, Have business Credit Ins
CrediSimple USD 300 - 10,000 4 - 30 40% - 60% 60% - 80% Business, Solo para capital de Trabajo, Activo Fijo,Mejora Local Women, Men, Have business Credit Ins
Emergente USD 250 - 1,800 3 - 5 20% - 40% 0% - 20% Business, Other, Usar solo para capital de trabajo Women, Men, Have business, Have home or land Credit Ins
SINCO USD 300 - 1,000 3 - 8 40% - 60% 20% - 40% Business, Usar solo para capital de trabajo Women, Men, Have business, Have home or land, Propietario de Terreno Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CrediAgro 22.3%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 24.8% - 27.3% 28% - 30.5% 75
CrediSimple 24.5%-29.9% annual, Decl Bal 0 Fees 1 Ins None N/A 24.8% - 27.3% 28.1% - 30.4% 83
Emergente 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 27.2% - 27.3% 30% - 30.3% 81
SINCO 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 27.2% - 27.3% 30.3% - 30.4% 80
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
1st Valley Bank38,90048,291,000398
AJDFI13,100884,000698
ARDCI44,6009,403,000198
ASA Philippines333,40029,282,000198
ASHI35,4005,231,000698
ASKI60,00015,247,000498
Bangko Kabayan8,9002,373,000298
BSEI60073,000298
CBI8,1002,010,000598
CCT70,3009,504,000498
CEV35,4005,111,000498
DSPI59,3003,676,000398
ECLOF5,4001,836,000498
FCB12,0002,392,000298
FMB2,700710,000298
GM Bank23,5001,553,000398
HSPFI19,1001,899,000298
JVOFI1,300281,000198
Katipunan Bank42,1005,325,000298
KDCI20,5002,095,000398
KGI32,3003,421,000498
KMBI245,00015,098,000198
LTMPC37,4008,935,000398
Mallig Plains6,500641,000298
MILAMDEC29,8003,278,000298
MWIMPC11,8001,740,000497
NWTF105,50012,698,000598
OFMPC4,400964,000198
PBC50,70010,434,000498
PCSD700167,000198
PMPC23,5005,565,000898
RB Angeles9001,502,000298
RB Labason500289,000198
RBLI5,2001,026,000298
RBMI11,9001,750,000298
RMB100173,000198
RSPI39,6002,834,000498
SAFRAGEMC1,100229,000198
Salve10,9001,191,000398
SEDP27,0003,914,000398
TSKI212,90025,187,000298
TSPI264,50031,290,000798
Valient1,700672,000298
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Key Statistics
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Loan Portfolio (USD)
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% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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