2. INSOTEC
Please note that the information you are viewing is 163 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. FINCA-UGA
Please note that the information you are viewing is 111 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

INSOTEC Juan León Mera N24-12 y WilsonQuito, Pichincha
Data approved: 2010-11-08
Data version: 1
Age of data: 163 months

Institution

FINCA Uganda Limited Plot 22 Ben Kiwanuka StreetKampalaPO Box 24450
Data approved: 2012-07-24
Data version: 2
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.insotec-ec.com/
Year established1980
Head of InstitutionJosé Lanusse
Regions active
# Branches4

Total Portfolio (nat'l)USD 6,252,818
Total Portfolio (USD)USD 6,252,818
Active clients with loans7,244
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsRed Financiera Rural
FundersSISTEMA NACIONAL MICROFINANZAS, SYMBIOTICS, TRIODOS, ETIMOS

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.finca.org/
Year established1992
Head of InstitutionJulius Omoding
Regions activeCentral, Eastern, Northern, Western
# Branches27

Total Portfolio (nat'l)UGX 47,640,303,492
Total Portfolio (USD)USD 18,867,446.93
Active clients with loans56,766
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsFINCA International
FundersFINCA International, SEEP, Gates Foundation

Loan Products » Summary

CrediAgro
3,966 Borrowers
USD 3,443,769.36 Portfolio
Active Product
CrediSimple
2,808 Borrowers
USD 2,504,087.79 Portfolio
Active Product
Emergente
58 Borrowers
USD 26,695.01 Portfolio
Active Product
SINCO
172 Borrowers
USD 73,328.71 Portfolio
Active Product

Loan Products » Summary

Business
11,112 Borrowers
USD 11,149,622.83 Portfolio
Active Product
Small Grp
1,561 Borrowers
USD 2,007,793.82 Portfolio
Active Product
Village Grp
35,569 Borrowers
USD 5,108,045.20 Portfolio
Active Product
Agric Ln
50 Borrowers
USD 215,110.61 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
CrediAgro USD 300 - 10,000 4 - 30 40% - 60% 0% - 20% Business, Mejora Local Women, Men, Have business Credit Ins
CrediSimple USD 300 - 10,000 4 - 30 40% - 60% 60% - 80% Business, Solo para capital de Trabajo, Activo Fijo,Mejora Local Women, Men, Have business Credit Ins
Emergente USD 250 - 1,800 3 - 5 20% - 40% 0% - 20% Business, Other, Usar solo para capital de trabajo Women, Men, Have business, Have home or land Credit Ins
SINCO USD 300 - 1,000 3 - 8 40% - 60% 20% - 40% Business, Usar solo para capital de trabajo Women, Men, Have business, Have home or land, Propietario de Terreno Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
FINCA Business Loan UGX 500,000 - 60,000,000 3 - 36 20% - 40% 80% - 100% Business, Education Women, Men, Have business Credit Ins
FINCA Small Group Loan UGX 500,000 - 6,000,000 3 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
FINCA Village Group Loan UGX 50,000 - 6,000,000 4 - 8 40% - 60% 20% - 40% Business, Consumer, Education Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
FINCA Agriculture Loan UGX 100,000 - 60,000,000 3 - 36 40% - 60% 20% - 40% Business Women, Men, Individual farmers & farmers in cooperatives Loan guarantee up to 50% by agribusiness initiative

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CrediAgro 22.3%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 24.8% - 27.3% 28% - 30.5% 75
CrediSimple 24.5%-29.9% annual, Decl Bal 0 Fees 1 Ins None N/A 24.8% - 27.3% 28.1% - 30.4% 83
Emergente 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 27.2% - 27.3% 30% - 30.3% 81
SINCO 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 27.2% - 27.3% 30.3% - 30.4% 80

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
FINCA Business Loan 24.0%-30.0% annual, Flat 2 Fees 1 Ins None N/A 46.3% - 58% 47.5% - 59.5% 47
FINCA Small Group Loan 46.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 41.6% - 77.3% 49.6% - 91.1% 62
FINCA Village Group Loan 39.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 1.00% ongoing 47.6% - 89.7% 58.1% - 108.2% 42
FINCA Agriculture Loan 18.0% annual, Flat 2 Fees 0 Ins None N/A 10.8% - 38.3% 10.8% - 38.3% 67

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CrediAgro 22.3%-26.9% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 24.8% - 27.3% 28% - 30.5% 75
CrediSimple 24.5%-29.9% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 24.8% - 27.3% 28.1% - 30.4% 83
Emergente 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 27.2% - 27.3% 30% - 30.3% 81
SINCO 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 27.2% - 27.3% 30.3% - 30.4% 80

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
FINCA Business Loan 24.0%-30.0% annual, Flat 2 Fees 1 Ins Ins None N/A 46.3% - 58% 47.5% - 59.5% 47
FINCA Small Group Loan 46.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 41.6% - 77.3% 49.6% - 91.1% 62
FINCA Village Group Loan 39.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 1.00% ongoing 47.6% - 89.7% 58.1% - 108.2% 42
FINCA Agriculture Loan 18.0% annual, Flat 2 Fees 0 Ins Ins None N/A 10.8% - 38.3% 10.8% - 38.3% 67
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