2. Coop San Miguel
Please note that the information you are viewing is 161 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. FONDECO
Please note that the information you are viewing is 123 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

San Miguel de los Bancos AV. 17 DE JULIO Y JAIME ROLDOSSAN MIGUEL DE LOS BANCOSPichincha
Data approved: 2011-02-09
Data version: 1
Age of data: 161 months

Institution

FONDECO Calle Pico de Monte # 121Santa Cruz de la Sierra, Santa Cruz
Data approved: 2010-10-28
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addresshttp://WWW.COACSANMIGUEL.FIN.EC/
Year established1995
Head of InstitutionSULEMA PIZARRO CANDO
Regions active
# Branches3

Total Portfolio (nat'l)USD 4,602,402.64
Total Portfolio (USD)USD 4,602,402.64
Active clients with loans1,953
Approximate % female clients20% - 40%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.fondeco.org/
Year established1995
Head of InstitutionMaría Eugenia Moscoso
Regions active0
# Branches0

Total Portfolio (nat'l)BOB 68,682,039
Total Portfolio (USD)USD 10,026,575.04
Active clients with loans12,465
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsINAFI, GRAMEEN, FINRURAL
Funders

Loan Products » Summary

Consumo
749 Borrowers
USD 1,659,418.25 Portfolio
Active Product
Vivienda
53 Borrowers
USD 397,481.11 Portfolio
Active Product
Individual
621 Borrowers
USD 1,495,211.67 Portfolio
Active Product
Microcredit
359 Borrowers
USD 1,107,861.69 Portfolio
Active Product
Grupal
32 Borrowers
USD 94,986.44 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Comunales
9,147 Borrowers
USD 2,433,464.67 Portfolio
Active Product
Micro USD
2,560 Borrowers
USD 6,524,464 Portfolio
Active Product
Micro BOB
758 Borrowers
USD 954,349.05 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito de Consumo USD 250 - 8,000 4 - 30 20% - 40% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Credito de Vivienda USD 8,001 - 17,000 38 - 58 20% - 40% 60% - 80% Housing, Compra de terreno, casa, apartamentos, Construccion y mejora de casa Women, Men, Have business, Have home or land, Salaried worker Credit Ins
Micro Juanita Individual USD 250 - 17,000 4 - 56 40% - 60% 60% - 80% Business Women, Men, Have business, DEPENDE DEL MONTO PRESENTA COPIAS DE UN BIEN INMUEBLE. Credit Ins
Microcreditos USD 250 - 17,000 4 - 56 20% - 40% 60% - 80% Business Women, Men, Have business, DEPENDE DEL MONTO PRESENTA COPIAS DEL BIEN INMUEBLE. Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Fondos Comunales BOB 500 - 10,000 6 - 12 60% - 80% 20% - 40% Any Purpose Women, Men, Cada grupo deber estar compuesto por al menos 75% de mujeres Group Mtgs, Credit Ins, Other Training, Adiestramiento sobre la tecnología de banca comunal y el manejo del crédito
Microcredito - USD USD 500 - 105,000 3 - 60 20% - 40% 0% - 20% Business, Housing, Consumer Women, Men Credit Ins
Microcredito - BOB BOB 3,500 - 735,000 3 - 84 20% - 40% 0% - 20% Business, Housing, Consumer, Education Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito de Consumo 15.2% annual, Decl Bal 0 Fees 1 Ins None 9.0% upfront 15.4% 18.7% - 19.2% 79
Credito de Vivienda 10.8% annual, Decl Bal 1 Fee 0 Ins None 9.0% upfront 10.9% 13.8% 78
Micro Juanita Individual 20.0%-26.9% annual, Decl Bal 0 Fees 1 Ins None N/A 20.3% 21% 95
Microcreditos 20.0%-26.9% annual, Decl Bal 0 Fees 1 Ins None N/A 22.3% - 27.3% 23.1% - 28% 80

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Fondos Comunales 28.0%-32.0% annual, Decl Bal 1 Fee 0 Ins None 10.0% upfront 15.00% ongoing 0% 0% N/A
Microcredito - USD 13.0%-36.0% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Microcredito - BOB 13.0%-36.0% annual, Decl Bal 2 Fees 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito de Consumo 15.2% annual, Decl Bal 0 Fees 1 Ins Ins None 9.0% upfront 15.4% 18.7% - 19.2% 79
Credito de Vivienda 10.8% annual, Decl Bal 1 Fee 0 Ins Ins None 9.0% upfront 10.9% 13.8% 78
Micro Juanita Individual 20.0%-26.9% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 20.3% 21% 95
Microcreditos 20.0%-26.9% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 22.3% - 27.3% 23.1% - 28% 80

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Fondos Comunales 28.0%-32.0% annual, Decl Bal 1 Fee 0 Ins Ins None 10.0% upfront 15.00% ongoing 0% 0% N/A
Microcredito - USD 13.0%-36.0% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 0% 0% N/A
Microcredito - BOB 13.0%-36.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 0% 0% N/A
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