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Institution

San Miguel de los Bancos AV. 17 DE JULIO Y JAIME ROLDOSSAN MIGUEL DE LOS BANCOSPichincha
Data approved: 2011-02-09
Data version: 1
Age of data: 121 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addresshttp://WWW.COACSANMIGUEL.FIN.EC/
Year established1995
Head of InstitutionSULEMA PIZARRO CANDO
Regions active
# Branches3

Total Portfolio (nat'l)USD 4,602,402.64
Total Portfolio (USD)USD 4,602,402.64
Active clients with loans1,953
Approximate % female clients20% - 40%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

749 Borrowers
USD 1,659,418.25 Portfolio
Active Product
53 Borrowers
USD 397,481.11 Portfolio
Active Product
621 Borrowers
USD 1,495,211.67 Portfolio
Active Product
359 Borrowers
USD 1,107,861.69 Portfolio
Active Product
32 Borrowers
USD 94,986.44 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito de Consumo USD 250 - 8,000 4 - 30 20% - 40% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Credito de Vivienda USD 8,001 - 17,000 38 - 58 20% - 40% 60% - 80% Housing, Compra de terreno, casa, apartamentos, Construccion y mejora de casa Women, Men, Have business, Have home or land, Salaried worker Credit Ins
Micro Juanita Individual USD 250 - 17,000 4 - 56 40% - 60% 60% - 80% Business Women, Men, Have business, DEPENDE DEL MONTO PRESENTA COPIAS DE UN BIEN INMUEBLE. Credit Ins
Microcreditos USD 250 - 17,000 4 - 56 20% - 40% 60% - 80% Business Women, Men, Have business, DEPENDE DEL MONTO PRESENTA COPIAS DEL BIEN INMUEBLE. Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito de Consumo 15.2% annual, Decl Bal 0 Fees 1 Ins None 9.0% upfront 15.4% 18.7% - 19.2% 79
Credito de Vivienda 10.8% annual, Decl Bal 1 Fee 0 Ins None 9.0% upfront 10.9% 13.8% 78
Micro Juanita Individual 20.0%-26.9% annual, Decl Bal 0 Fees 1 Ins None N/A 20.3% 21% 95
Microcreditos 20.0%-26.9% annual, Decl Bal 0 Fees 1 Ins None N/A 22.3% - 27.3% 23.1% - 28% 80
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,000193
AMPL00093
Arman41,500529,107,000193
Arohan43,5008,091,000293
ASA INDIA164,00015,380,000193
Asirvad113,50019,328,000193
Asmitha1,114,800217,867,000193
Bandhan4,048,600674,564,000593
Belstar123,00023,945,000271
BSFL275,20031,590,000393
Chaitanya20,7003,748,000393
Disha Microfin69,00014,332,000293
Equitas1,220,000186,415,000493
ESAF354,20043,500,000593
FFSL150,60035,719,000293
Fusion66,8009,820,000293
Grama Vidiyal738,200102,101,000193
Grameen Koota586,60083,555,0001595
Janalakshmi506,000119,077,000293
L & T Finance399,80037,199,000193
MFL331,80049,083,000193
MMFL175,00023,752,000293
Mpower13,6002,263,000293
Sahayata00093
Saija24,7004,682,000293
Samasta45,5004,809,000293
Satin405,60090,174,000293
SCCI115,60015,910,000293
Share2,195,400376,727,000193
SKS3,409,000355,029,000293
SMILE360,20056,927,000193
SNFL9,4001,779,000193
Sonata Finance158,20022,724,000395
Spandana533,400147,240,000293
Suryoday78,60014,713,000393
SVCL118,20018,886,000193
Swadhaar92,80017,166,000393
Trident68,7008,852,000193
Ujjivan913,300160,848,000593
Utkarsh168,60025,915,000393
VFS175,40019,264,000293
Asomi50,3004,743,0002125
AES India3,600286,0001125
Arth2,900611,0002125
Asomi50,3004,743,0002125
Barasat GS1,10099,508.021125
BJS6,000468,0001125
Cashpor417,00050,452,0001124
Credible10,0001,669,540.362125
DIBAKAR1,800145,0001124
GOF65,2005,388,0004124
Hope62,6004,407,0001122
Jaago2,700237,0001123
LOK4,900573,0001124
Nano25,6003,660,0002125
NBSAAVS28,1002,821,0001122
Nirantara8,200917,0002124
Parama7,100482,0001124
Pragathi26,2004,579,0006124
PWMACS36,5005,946,0001124
Saadhana90,90012,046,0002124
Sambhav1,500183,0003124
Seba Rahara6,700468,0001124
SU61,1005,498,0001124
Swayanshree7,900918,0002124
Vikas Samiti1,600168,0001124
Vistaar4,3001,157,0002122
We The People1,100244,0002124
WEMCS1,10085,0001124
Yukti1,10099,0002124
Caps / Zoom options
Key Statistics
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# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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