Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001125
CEPESIU2,000939,0004125
COAC 4 Octubre2,2005,771,0002125
COAC Ambato1,30016,415,0002125
COAC FondVida2,5004,200,0004125
COAC LaBenefica2,5008,482,0006125
COAC MCCH5,30010,020,0002125
COAC Nacional30,70027,129,0002125
COAC San José10,40029,133,0005125
COAC SanAntonio1,0002,384,0003125
COAC SantaAnita2,0002,532,0006125
Codesarrollo14,40040,328,0007125
Coop San Miguel1,8004,754,0005122
CooP VPR7001,052,0004125
Cooprogreso7,90032,244,0004125
Credi Fe100,900380,039,0004125
D^Miro36,90027,692,0009118
DECOF2,200705,0002125
Espoir62,10021,036,0005125
FODEMI28,20012,924,0003125
Fundacion Alternativa4,3005,545,0002125
FUNDAMIC2,0001,468,0002125
INSOTEC7,0006,047,0004125
Luz del Valle6,40011,300,0003125
ProCredit43,800211,941,0002125
PS Ambato5,6002,771,0001125
Please note that the information you are viewing is 125 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Cooperativa Luz Del Valle Av. Abdon calderon 524 e ines gangotenaConcepcion y Santa Rita esquinaSangolqui, Pichincha
Data approved: 2010-11-08
Data version: 1
Age of data: 125 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established2002
Head of InstitutionJOSE JULIO GUALOTUÑA LEMA
Regions active
# Branches9

Total Portfolio (nat'l)USD 11,870,227.05
Total Portfolio (USD)USD 11,870,227.05
Active clients with loans6,420
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsFECOAC, Red Financiera Rural, COLAC, Financoop
Funders

Loan Products » Summary

1,400 Borrowers
USD 3,200,000 Portfolio
Active Product
950 Borrowers
USD 600,000 Portfolio
Active Product
4,070 Borrowers
USD 7,500,000 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microluz USD 1,500 - 10,000 1 - 24 40% - 60% 40% - 60% Business, Capital de tyrabajo, compra de activos, pago de de, Actividades inherentes al negocio Women, Men, Have business, existencia minima del negocio de un año Credit Ins
Oportuno USD 350 - 1,500 1 - 12 40% - 60% 20% - 40% Any Purpose Women, Men, Have business Credit Ins
Quirofario USD 500 - 20,000 1 - 72 40% - 60% 40% - 60% Any Purpose Women, Men, Salaried worker, propietario de casa si el monto es superior a $5,000 Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microluz 19.0%-25.0% annual, Decl Bal 1 Fee 0 Ins None 10.0% upfront 20.3% - 25.3% 22.8% - 28.4% 77
Oportuno 22.5%-26.0% annual, Decl Bal 0 Fees 2 Ins None 10.0% upfront 24.3% - 24.7% 27.2% - 27.6% 82
Quirofario 13.6%-13.8% annual, Decl Bal 0 Fees 1 Ins None 10.0% upfront 13.9% - 14% 15.7% - 15.9% 86
Institution Price Graph
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Key Statistics
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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