Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001125
CEPESIU2,000939,0004125
COAC 4 Octubre2,2005,771,0002125
COAC Ambato1,30016,415,0002125
COAC FondVida2,5004,200,0004125
COAC LaBenefica2,5008,482,0006125
COAC MCCH5,30010,020,0002125
COAC Nacional30,70027,129,0002125
COAC San José10,40029,133,0005125
COAC SanAntonio1,0002,384,0003125
COAC SantaAnita2,0002,532,0006125
Codesarrollo14,40040,328,0007125
Coop San Miguel1,8004,754,0005122
CooP VPR7001,052,0004125
Cooprogreso7,90032,244,0004125
Credi Fe100,900380,039,0004125
D^Miro36,90027,692,0009118
DECOF2,200705,0002125
Espoir62,10021,036,0005125
FODEMI28,20012,924,0003125
Fundacion Alternativa4,3005,545,0002125
FUNDAMIC2,0001,468,0002125
INSOTEC7,0006,047,0004125
Luz del Valle6,40011,300,0003125
ProCredit43,800211,941,0002125
PS Ambato5,6002,771,0001125
Please note that the information you are viewing is 94 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Union Rural Bank Limited Head OfficeSenya Bereku, Central RegionP.O. Box 5
Data approved: 2013-02-26
Data version: 2
Age of data: 94 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1999
Head of InstitutionPaul Kojo Kombian
Regions activeGreater Accra Region, Central Region
# Branches7

Total Portfolio (nat'l)GHS 4,652,554
Total Portfolio (USD)USD 2,361,702.54
Active clients with loans3,831
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsARB APEX, GHAMFIN, Freedom from Hunger
FundersOikoCredit, SPEED Ghana, ARB APEX Bank

Loan Products » Summary

1,367 Borrowers
USD 187,932.49 Portfolio
Active Product
1,889 Borrowers
USD 1,777,637.90 Portfolio
Active Product
435 Borrowers
USD 300,171.28 Portfolio
Active Product
140 Borrowers
USD 95,960.87 Portfolio
Active Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan GHS 500 - 3,000 4 - 6 80% - 100% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs
Salary Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business, Education Women, Men, Have business, Salaried worker Credit Educ, Business Training
Business Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Business Training
Mobile Banking Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 103.1% - 106% 123.7% - 127.3% 38
Salary Loan 32.00% annual, Flat 2 Fees 0 Ins None N/A 57.3% - 73.4% 57.3% - 73.4% 47
Business Loan 35.00% annual, Flat 2 Fees 0 Ins None N/A 68.2% - 68.7% 68.2% - 68.7% 51
Mobile Banking Loan 48.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 104.9% - 107.4% 127.1% - 130.5% 37
Institution Price Graph
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