Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001162
CEPESIU2,000939,0004162
COAC 4 Octubre2,2005,771,0002162
COAC Ambato1,30016,415,0002162
COAC FondVida2,5004,200,0004162
COAC LaBenefica2,5008,482,0006162
COAC MCCH5,30010,020,0002162
COAC Nacional30,70027,129,0002162
COAC San José10,40029,133,0005162
COAC SanAntonio1,0002,384,0003162
COAC SantaAnita2,0002,532,0006162
Codesarrollo14,40040,328,0007162
Coop San Miguel1,8004,754,0005159
CooP VPR7001,052,0004162
Cooprogreso7,90032,244,0004162
Credi Fe100,900380,039,0004162
D^Miro36,90027,692,0009155
DECOF2,200705,0002162
Espoir62,10021,036,0005162
FODEMI28,20012,924,0003162
Fundacion Alternativa4,3005,545,0002162
FUNDAMIC2,0001,468,0002162
INSOTEC7,0006,047,0004162
Luz del Valle6,40011,300,0003162
ProCredit43,800211,941,0002162
PS Ambato5,6002,771,0001162
Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

1st Valley Bank, Inc. A Rural Bank Vamenta Blvd. corner Lirio St.CarmenCagayan de Oro City, Misamis Oriental8000
Data approved: 2011-11-23
Data version: 1
Age of data: 150 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.1stvalleybank.com/
Year established1956
Head of InstitutionAtty. Nicolas J. Lim
Regions active
# Branches23

Total Portfolio (nat'l)PhP 3,284,057,363
Total Portfolio (USD)USD 78,565,965.62
Active clients with loans70,630
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsBangko Sentral ng Pilipinas (BSP), Rural Bankers Association of the Philippines (RBAP), Microenterprise Access to Banking Services (MABS), Microfinance Council of the Philippines, Inc. (MCPI)
Funders

Loan Products » Summary

12,175 Borrowers
USD 8,437,978.06 Portfolio
Active Product
22,118 Borrowers
USD 38,714,006.10 Portfolio
Active Product
4,702 Borrowers
USD 1,139,084.90 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Barangay and LGU Livelihood Loan PHP 10,000 - 250,000 12 - 24 20% - 40% 40% - 60% Business, Agriculture Women, Men, Salaried worker, Specific age group, 18-70 years old, Barangay & LGU Officials Credit Ins
DepEd APDS Loan PHP 20,000 - 250,000 12 - 24 60% - 80% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Microfinance Loan PHP 3,000 - 150,000 0.9 - 12 80% - 100% 20% - 40% Business, Agriculture, Housing Women, Men, Specific age group, 18-65 years old Credit Ins, Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Barangay and LGU Livelihood Loan 18.0%-20.0% annual, Flat 2 Fees 1 Ins None 500.00 upfront 39.1% - 39.7% 39.4% - 45.1% 42
DepEd APDS Loan 9.0% annual, Flat 2 Fees 1 Ins None 1,000.00 upfront 10.00 ongoing 21.3% - 21.5% 23.5% - 24.8% 37
Microfinance Loan 30.0% annual, Flat 2 Fees 1 Ins None 5.0% upfront 10.00 ongoing 68.6% - 96.4% 80.2% - 120.9% 32
Institution Price Graph
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