Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Banco Solidario | 79,700 | 221,716,000 | 1 | 162 |
CEPESIU | 2,000 | 939,000 | 4 | 162 |
COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 162 |
COAC Ambato | 1,300 | 16,415,000 | 2 | 162 |
COAC FondVida | 2,500 | 4,200,000 | 4 | 162 |
COAC LaBenefica | 2,500 | 8,482,000 | 6 | 162 |
COAC MCCH | 5,300 | 10,020,000 | 2 | 162 |
COAC Nacional | 30,700 | 27,129,000 | 2 | 162 |
COAC San José | 10,400 | 29,133,000 | 5 | 162 |
COAC SanAntonio | 1,000 | 2,384,000 | 3 | 162 |
COAC SantaAnita | 2,000 | 2,532,000 | 6 | 162 |
Codesarrollo | 14,400 | 40,328,000 | 7 | 162 |
Coop San Miguel | 1,800 | 4,754,000 | 5 | 159 |
CooP VPR | 700 | 1,052,000 | 4 | 162 |
Cooprogreso | 7,900 | 32,244,000 | 4 | 162 |
Credi Fe | 100,900 | 380,039,000 | 4 | 162 |
D^Miro | 36,900 | 27,692,000 | 9 | 155 |
DECOF | 2,200 | 705,000 | 2 | 162 |
Espoir | 62,100 | 21,036,000 | 5 | 162 |
FODEMI | 28,200 | 12,924,000 | 3 | 162 |
Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 162 |
FUNDAMIC | 2,000 | 1,468,000 | 2 | 162 |
INSOTEC | 7,000 | 6,047,000 | 4 | 162 |
Luz del Valle | 6,400 | 11,300,000 | 3 | 162 |
ProCredit | 43,800 | 211,941,000 | 2 | 162 |
PS Ambato | 5,600 | 2,771,000 | 1 | 162 |
Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | http://www.1stvalleybank.com/ |
Year established | 1956 |
Head of Institution | Atty. Nicolas J. Lim |
Regions active | |
# Branches | 23 |
Total Portfolio (nat'l) | PhP 3,284,057,363 |
Total Portfolio (USD) | USD 78,565,965.62 |
Active clients with loans | 70,630 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Bangko Sentral ng Pilipinas (BSP), Rural Bankers Association of the Philippines (RBAP), Microenterprise Access to Banking Services (MABS), Microfinance Council of the Philippines, Inc. (MCPI) |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Barangay and LGU Livelihood Loan | PHP 10,000 - 250,000 | 12 - 24 | 20% - 40% | 40% - 60% | Business, Agriculture | Women, Men, Salaried worker, Specific age group, 18-70 years old, Barangay & LGU Officials | Credit Ins | |||||||
DepEd APDS Loan | PHP 20,000 - 250,000 | 12 - 24 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
Microfinance Loan | PHP 3,000 - 150,000 | 0.9 - 12 | 80% - 100% | 20% - 40% | Business, Agriculture, Housing | Women, Men, Specific age group, 18-65 years old | Credit Ins, Tech Asst Visits |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Barangay and LGU Livelihood Loan | 18.0%-20.0% annual, Flat | 2 Fees | 1 Ins | None | 500.00 upfront | 39.1% - 39.7% | 39.4% - 45.1% | 42 | ||||||||
DepEd APDS Loan | 9.0% annual, Flat | 2 Fees | 1 Ins | None | 1,000.00 upfront 10.00 ongoing | 21.3% - 21.5% | 23.5% - 24.8% | 37 | ||||||||
Microfinance Loan | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 5.0% upfront 10.00 ongoing | 68.6% - 96.4% | 80.2% - 120.9% | 32 |
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