Please note that the information you are viewing is 93 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Amhara Credit and Savings Institution (ACSI) Head OfficeGonder road Kebele 10Bahir Dar, AmharaP O Box 417
Data approved: 2011-12-23
Data version: 1
Age of data: 93 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.acsi-ethiopia.org/
Year established1995
Head of InstitutionMr Mekonen Yelewemwessen
Regions active
# Branches229

Total Portfolio (nat'l)ETB 1,940,827,401
Total Portfolio (USD)USD 105,479,750.10
Active clients with loans694,993
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsAEMFI
FundersORDA Organisation for Rehabilitation and Development in Amhara, Regional Government, Endeaveour, ADA Amhara Development Association

Loan Products » Summary

23,590 Borrowers
USD 6,555,691.90 Portfolio
Active Product
8,562 Borrowers
USD 13,100,877.93 Portfolio
Active Product
518,017 Borrowers
USD 66,456,177.50 Portfolio
Active Product
129,504 Borrowers
USD 16,614,044.35 Portfolio
Active Product
2,600 Borrowers
USD 445,311.36 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asset Loan ETB 1,000 - 15,000 12 - 36 60% - 80% 0% - 20% Housing, Consumer Women, Men, Salaried worker
Enterprise Loan ETB 5,001 - 10,000,000 12 - 60 60% - 80% 0% - 20% Business Women, Men, Have business
Group Loan - End Term ETB 150 - 3,000 6 - 12 60% - 80% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins
Group Loan - Installments ETB 150 - 7,500 12 - 24 60% - 80% 0% - 20% Any Purpose Women, Men Credit Educ, Group Mtgs, Credit Ins
Technology Loan ETB 4,200 - 5,669 24 60% - 80% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Loan 10.0%-13.0% annual, Decl Bal 1 Fee 0 Ins None 5.0% upfront 12.9% - 13% 13.7% - 13.8% 73
Enterprise Loan 10.0%-13.0% annual, Decl Bal 1 Fee 0 Ins None N/A 10% - 13% 10% - 13% 88
Group Loan - End Term 18.0% annual, Decl Bal 0 Fees 1 Ins None 5.0% upfront 1.00% ongoing 18% 20.5% 88
Group Loan - Installments 15.0% annual, Decl Bal 0 Fees 1 Ins None 3.0% upfront 1.00% ongoing 14.9% - 15.1% 17% - 17.9% 85
Technology Loan 13.0% annual, Decl Bal 0 Fees 0 Ins None 3.0% upfront 0.30% ongoing 13% 13.4% - 13.5% 96
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,000293
Ahantaman RB23,8009,896,000475
APED13,7001,876,000275
ASA Initiative4,400577,000475
ASA-Ghana71,60018,385,000275
ASPI80088,000675
Atwima Kwanwoma3,8001,788,000275
Baobab5,100967,000275
BestFUND13,0004,172,000375
Bonzali Rural10,4001,691,000493
CashPhase83135,000275
CASUD1,100524,000175
CEDEF50054,000475
CFF10013,000175
CRAN3,6001,019,000275
DQF1,70063,000275
EASL9,20011,409,000675
East Mamprusi12,5002,268,000475
ELDA00075
EMPRETEC Ghana20056,000275
FASL13,50014,047,000875
Grameen Ghana9,500507,000375
ID-Ghana5,600953,000375
Innovative Finance2,700354,000375
Kraban Support7,700781,000593
KRB4,0006,350,000375
Lower Pra RB34,0006,316,000393
Maata-N-Tudu12,000941,000475
Mail Finance300288,000175
Markaz00075
Markaz Al Bishara10017,000175
MicrofinPlus Gh1,100251,000275
Nwabiagya RB4,0002,265,000375
OISL62,00027,232,000975
Pro Credit00075
Rich Step100101,000175
SAT147,60029,359,000475
Sekam Trust600137,000275
Simli Pong8,900463,000393
SS Ghana20035,000175
TCCU10032,000375
The Bridge40032,000393
Union RB3,8002,361,000475
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to