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Institution

Buusaa Gonofaa MFI Debrezeit RoadKirkos SubcityAddis AbabaPO Box 24850
Data approved: 2011-12-23
Data version: 1
Age of data: 150 months

Institution

E-Life Development Agency 1st Floor, Room 3No.1 Cargo DivisionTechiman, Brong Ahafo RegionPO Box 571
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1999
Head of InstitutionTeshome Yohannes Dayesso
Regions active
# Branches23

Total Portfolio (nat'l)ETB 76,548,872
Total Portfolio (USD)USD 4,160,264.78
Active clients with loans48,908
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsAEMFI, MAIN
FundersTerrafina Microfinance, SOS-FAIM, WSM, CIDR

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.eldaorgan.com/
Year established2000
Head of InstitutionYaw Afrifa Anim
Regions active0
# Branches5

Total Portfolio (nat'l)GHS 47,644.10
Total Portfolio (USD)USD 24,184.82
Active clients with loans479
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsGHAMFIN, Association of Financial NGOs, Brong Ahafo Association of NGOs
FundersEU and UN (Joint Migration for Development Initiative), Diakonia, Geneval Global

Loan Products » Summary

5,000 Borrowers
USD 706,521.74 Portfolio
Active Product
15,000 Borrowers
USD 1,277,173.91 Portfolio
Active Product
22,000 Borrowers
USD 1,630,434.78 Portfolio
Active Product
5,000 Borrowers
USD 434,782.61 Portfolio
Active Product

Loan Products » Summary

181 Borrowers
USD 9,137.06 Portfolio
Active Product
298 Borrowers
USD 15,047.72 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Employee Loan ETB 500 - 10,000 6 - 24 20% - 40% 80% - 100% Any Purpose Women, Men, Salaried worker
General Purpose Loan - Homa Homa - Regular ETB 200 - 5,000 6 - 24 80% - 100% 80% - 100% Business Women, Men Group Mtgs
General Purpose Loan - Homa Homa - Term ETB 200 - 5,000 6 - 12 60% - 80% 0% - 20% Business, Agriculture Women, Men Group Mtgs
General Purpose Loan - Homa Homa - Variable ETB 200 - 5,000 6 - 12 60% - 80% 0% - 20% Business, Agriculture Women, Men Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Individual Credit Product GHS 1,000 - 5,000 3 - 5 80% - 100% 20% - 40% Business Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training
Trade Confidence Credit Product (TCCP) GHS 300 - 2,000 3 - 5 80% - 100% 20% - 40% Business Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Employee Loan 12.6% annual, Flat 1 Fee 0 Ins None 5.0% upfront 23.2% 24.9% 51
General Purpose Loan - Homa Homa - Regular 18.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 10.00 ongoing 32% - 35.3% 39% - 45.7% 43
General Purpose Loan - Homa Homa - Term 30.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 10.00 ongoing 34.1% - 34.2% 38.6% - 41.8% 76
General Purpose Loan - Homa Homa - Variable 24.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 10.00 ongoing 35.4% - 39.3% 41.7% - 46.9% 54

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual Credit Product 48.00% annual, Flat 2 Fees 0 Ins None 10.00%- upfront 0% 0% N/A
Trade Confidence Credit Product (TCCP) 48.00% annual, Flat 2 Fees 0 Ins None 10.00%- upfront 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Employee Loan 12.6% annual, Flat 1 Fee 0 Ins Ins None 5.0% upfront 23.2% 24.9% 51
General Purpose Loan - Homa Homa - Regular 18.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 10.00 ongoing 32% - 35.3% 39% - 45.7% 43
General Purpose Loan - Homa Homa - Term 30.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 10.00 ongoing 34.1% - 34.2% 38.6% - 41.8% 76
General Purpose Loan - Homa Homa - Variable 24.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 10.00 ongoing 35.4% - 39.3% 41.7% - 46.9% 54

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual Credit Product 48.00% annual, Flat 2 Fees 0 Ins Ins None 10.00%- upfront 0% 0% N/A
Trade Confidence Credit Product (TCCP) 48.00% annual, Flat 2 Fees 0 Ins Ins None 10.00%- upfront 0% 0% N/A
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