Please note that the information you are viewing is 100 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 119 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Digaf Micro Credit Provider SC Head OfficeAddis AbabaPO Box 31698
Data approved: 2011-12-23
Data version: 1
Age of data: 100 months

Institution

Parabank 60 Samed Vurgun strBaku, BakuAZ1022
Data approved: 2012-04-18
Data version: 2
Age of data: 119 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2005
Head of InstitutionBewketu Alamirew
Regions active
# Branches2

Total Portfolio (nat'l)ETB 1,269,733
Total Portfolio (USD)USD 69,007.23
Active clients with loans1,269
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsAEMFI, NBE, New Life Community
FundersNew Life Community

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.parabank.az/
Year established1991
Head of InstitutionVali Guliyev
Regions activeAbsheron, Ganja-Qazakh, Shaki-Zaqatala, Lankaran-Astara, Quba-Khachmaz, Orta Kur, Daglig-ShirvanKur
# Branches16

Total Portfolio (nat'l)AZN 64,721,000
Total Portfolio (USD)USD 82,975,641.03
Active clients with loans7,573
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliations
Funders

Loan Products » Summary

1,269 Borrowers
USD 69,007.23 Portfolio
Active Product

Loan Products » Summary

6,236 Borrowers
USD 13,669,682.05 Portfolio
Active Product
2,640 Borrowers
USD 2,472,435.90 Portfolio
Active Product
1,510 Borrowers
USD 21,093,866.67 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
General Loan ETB 300 - 10,000 12 80% - 100% 80% - 100% Business, Consumer Women, Men, Have business, Salaried worker Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumer Loans AZN 1,000 - 20,000 3 - 24 20% - 40% 0% - 20% Any Purpose Women, Men, Have home or land, Salaried worker Credit Educ, Credit Ins
Group Loans AZN 500 - 2,000 3 - 18 20% - 40% 0% - 20% Business Women, Men Credit Educ, Group Mtgs, Credit Ins
Micro Loans AZN 1,000 - 20,000 6 - 18 20% - 40% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 16.0% annual, Flat 0 Fees 1 Ins None 10.0% upfront 5.00 ongoing 28.3% - 29.3% 35.9% - 37.4% 43

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumer Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 27.8% - 38.1% 27.8% - 38.1% 77
Group Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 24.3% - 37.7% 24.3% - 37.7% 81
Micro Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 33.9% - 43% 33.9% - 43% 63

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 16.0% annual, Flat 0 Fees 1 Ins Ins None 10.0% upfront 5.00 ongoing 28.3% - 29.3% 35.9% - 37.4% 43

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumer Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 27.8% - 38.1% 27.8% - 38.1% 77
Group Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 24.3% - 37.7% 24.3% - 37.7% 81
Micro Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 33.9% - 43% 33.9% - 43% 63
Institution Price Graph
Institution Price Graph
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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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