2. DMCPSC
Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Sekam Trust
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Digaf Micro Credit Provider SC Head OfficeAddis AbabaPO Box 31698
Data approved: 2011-12-23
Data version: 1
Age of data: 150 months

Institution

Sekam Trust International Tulaku, behind AmalBankPBM 16AF, Adenta FlatsTulaku, Ashaiman, Greater Accra233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2005
Head of InstitutionBewketu Alamirew
Regions active
# Branches2

Total Portfolio (nat'l)ETB 1,269,733
Total Portfolio (USD)USD 69,007.23
Active clients with loans1,269
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsAEMFI, NBE, New Life Community
FundersNew Life Community

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.sekamtrustghana.org/
Year established2008
Head of InstitutionSiegfried Kofi Gbadago
Regions active0
# Branches2

Total Portfolio (nat'l)GHS 150,000
Total Portfolio (USD)USD 100,000
Active clients with loans800
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsGCSCA, ASSFIN
FundersIntent Foundation

Loan Products » Summary

General
1,269 Borrowers
USD 69,007.23 Portfolio
Active Product

Loan Products » Summary

Business Loan
32 Borrowers
USD 30,000 Portfolio
Active Product
Group Loan
500 Borrowers
USD 40,000 Portfolio
Active Product
Salary Workers Loan
40 Borrowers
USD 30,000 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
General Loan ETB 300 - 10,000 12 80% - 100% 80% - 100% Business, Consumer Women, Men, Have business, Salaried worker Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan 0 0 60% - 80% 60% - 80%
Group Loan GHS 200 - 500 3 - 6 80% - 100% 0% - 20%
Salary Workers Loan 0 0 0% - 20% 0% - 20%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 16.0% annual, Flat 0 Fees 1 Ins None 10.0% upfront 5.00 ongoing 28.3% - 29.3% 35.9% - 37.4% 43

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 0.00% annual, 0 0 Fees 0 Ins 117.3% - 125.7% 193.8% - 233.8%
Group Loan 60.00%-0.00% annual, Flat 1 Fee 0 Ins 131.5% - 141.8% 245.8% - 266.1% 23
Salary Workers Loan 0.00% annual, 0 0 Fees 0 Ins 114.6% - 137.1% 114.6% - 137.1%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 16.0% annual, Flat 0 Fees 1 Ins Ins None 10.0% upfront 5.00 ongoing 28.3% - 29.3% 35.9% - 37.4% 43

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 0.00% annual, 0 0 Fees 0 Ins Ins 117.3% - 125.7% 193.8% - 233.8%
Group Loan 60.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 131.5% - 141.8% 245.8% - 266.1% 23
Salary Workers Loan 0.00% annual, 0 0 Fees 0 Ins Ins 114.6% - 137.1% 114.6% - 137.1%
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Key Statistics
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# Countries
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Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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