Please note that the information you are viewing is 99 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 55 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Digaf Micro Credit Provider SC Head OfficeAddis AbabaPO Box 31698
Data approved: 2011-12-23
Data version: 1
Age of data: 99 months

Institution

MOJAZ Foundation Opposite DCO House, District NarowalNarowal, Punjab
Data approved: 2015-05-04
Data version: 2
Age of data: 55 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2005
Head of InstitutionBewketu Alamirew
Regions active
# Branches2

Total Portfolio (nat'l)ETB 1,269,733
Total Portfolio (USD)USD 69,007.23
Active clients with loans1,269
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsAEMFI, NBE, New Life Community
FundersNew Life Community

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.mojaz.org
Year established2008
Head of InstitutionGulshan Kaur
Regions activePunjab
# Branches4

Total Portfolio (nat'l)PKR 246,000,000
Total Portfolio (USD)USD 2,415,720
Active clients with loans13,417
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsPakistan Center for Philanthropy, Human Resource Development Network
FundersPakistan Poverty Alleviation Fund, Orix Leasing, Orangi Charitable Trust

Loan Products » Summary

1,269 Borrowers
USD 69,007.23 Portfolio
Active Product

Loan Products » Summary

11,211 Borrowers
USD 1,708,680 Portfolio
Active Product
2,206 Borrowers
USD 707,040 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
General Loan ETB 300 - 10,000 12 80% - 100% 80% - 100% Business, Consumer Women, Men, Have business, Salaried worker Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Regular Loan PKR 10,000 - 75,000 12 - 18 40% - 60% 0% - 20% Business, Agriculture, Livestock Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Seasonal Loan PKR 10,000 - 75,000 3 - 6 40% - 60% 0% Agriculture, Other, Livestock Women, Men, Must be involved in agriculture activity Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 16.0% annual, Flat 0 Fees 1 Ins None 10.0% upfront 5.00 ongoing 28.3% - 29.3% 35.9% - 37.4% 43

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Regular Loan 20.0% annual, Flat 1 Fee 1 Ins None N/A 39.3% 41.3% 48
Seasonal Loan 24.0% annual, Decl Bal 1 Fee 1 Ins None N/A 30.2% 32.3% 74

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 16.0% annual, Flat 0 Fees 1 Ins Ins None 10.0% upfront 5.00 ongoing 28.3% - 29.3% 35.9% - 37.4% 43

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Regular Loan 20.0% annual, Flat 1 Fee 1 Ins Ins None N/A 39.3% 41.3% 48
Seasonal Loan 24.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 30.2% 32.3% 74
Institution Price Graph
Institution Price Graph
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Key Statistics
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