2. Dire
Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. East Mamprusi
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Dire Microfinance Head OfficeDire DawaPO Box 2859
Data approved: 2011-12-23
Data version: 1
Age of data: 150 months

Institution

EAST MAMPRUSI COMMUNITY BANK P. O. BOX 11, GAMBAGA.GAMBAGA, NORTHERN REGIONP. O. BOX 11.
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
Choose version

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1996
Head of InstitutionSentayehu Ketema
Regions active
# Branches9

Total Portfolio (nat'l)ETB 17,886,789
Total Portfolio (USD)USD 972,108.10
Active clients with loans5,015
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsAEMFI, MAIN
Funders

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addressN/A
Year established1997
Head of InstitutionMr James Acquaye
Regions active0
# Branches0

Total Portfolio (nat'l)GHS 2,100,364
Total Portfolio (USD)USD 1,400,242.67
Active clients with loans2,394
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsUNDP, TRIAS GHANA, SPEED GHANA, OXFARM
FundersTRAIS, UNDP, SPEED, NORTHFIN

Loan Products » Summary

Consumption
317 Borrowers
USD 88,673.91 Portfolio
Active Product
Group
4,437 Borrowers
USD 534,575 Portfolio
Active Product
Individual
187 Borrowers
USD 152,923.91 Portfolio
Active Product
Housing
38 Borrowers
USD 52,092.39 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Business Loan
261 Borrowers
USD 506,190 Portfolio
Active Product
Credit With Education (CWE) Loan
160 Borrowers
USD 191,807 Portfolio
Active Product
Farming Loan
273 Borrowers
USD 176,374 Portfolio
Active Product
Salary Loan
1,650 Borrowers
USD 364,133 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumption Loan ETB 2,000 - 10,000 12 - 24 20% - 40% 80% - 100% Any Purpose Women, Men, Salaried worker Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Group Loan ETB 2,500 - 10,000 1 - 12 60% - 80% 80% - 100% Any Purpose Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Individual Loan ETB 2,500 - 80,000 12 - 36 60% - 80% 80% - 100% Any Purpose Women, Men Credit Educ, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 500 - 2,000 6 - 12 20% - 40% 0% - 20%
Credit With Education (CWE) Loan GHS 500 - 4,000 12 - 24 60% - 80% 0% - 20%
Farming Loan GHS 200 - 2,000 12 - 18 20% - 40% 0% - 20%
Salary Loan GHS 500 - 10,000 12 - 36 40% - 60% 0% - 20%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumption Loan 10.0% annual, Decl Bal 1 Fee 0 Ins None N/A 18.1% - 22.1% 18.1% - 22.1% 51
Group Loan 11.5% annual, Decl Bal 1 Fee 0 Ins None N/A 24.2% - 24.5% 24.2% - 24.5% 47
Individual Loan 11.5% annual, Decl Bal 1 Fee 0 Ins None N/A 21.2% - 24.3% 21.2% - 24.3% 51

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00%-0.00% annual, Flat 1 Fee 0 Ins 62.8% - 63.4% 98.5% - 106.1% 35
Credit With Education (CWE) Loan 20.00%-0.00% annual, Flat 0 Fees 0 Ins 74.2% - 76.6% 95.6% - 106.3% 20
Farming Loan 30.00%-0.00% annual, Flat 0 Fees 0 Ins 61.1% 107.2% 27
Salary Loan 30.00%-0.00% annual, Decl Bal 2 Fees 0 Ins N/A 29.2% - 63.9% 29.2% - 63.9% 73

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumption Loan 10.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 18.1% - 22.1% 18.1% - 22.1% 51
Group Loan 11.5% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 24.2% - 24.5% 24.2% - 24.5% 47
Individual Loan 11.5% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 21.2% - 24.3% 21.2% - 24.3% 51

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 62.8% - 63.4% 98.5% - 106.1% 35
Credit With Education (CWE) Loan 20.00%-0.00% annual, Flat 0 Fees 0 Ins Ins 74.2% - 76.6% 95.6% - 106.3% 20
Farming Loan 30.00%-0.00% annual, Flat 0 Fees 0 Ins Ins 61.1% 107.2% 27
Salary Loan 30.00%-0.00% annual, Decl Bal 2 Fees 0 Ins Ins N/A 29.2% - 63.9% 29.2% - 63.9% 73
Institution Price Graph
Click to view Price Analysis Tool
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞