2. Dire
Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Nwabiagya RB
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Dire Microfinance Head OfficeDire DawaPO Box 2859
Data approved: 2011-12-23
Data version: 1
Age of data: 150 months

Institution

NWABIAGYA RURAL BANK LIMITED BOX B170KUMASI, ASHANTI REGION233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1996
Head of InstitutionSentayehu Ketema
Regions active
# Branches9

Total Portfolio (nat'l)ETB 17,886,789
Total Portfolio (USD)USD 972,108.10
Active clients with loans5,015
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsAEMFI, MAIN
Funders

Institution Details

Institution TypePublic 'For Profit'
Is this institution regulated?Yes
Website addressN/A
Year established1987
Head of InstitutionNUAMAH-DANQUAH SAMUEL
Regions active0
# Branches7

Total Portfolio (nat'l)GHS 12,442,540.61
Total Portfolio (USD)USD 8,295,027.07
Active clients with loans8,963
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsARB APEX BANK, GHAMFIN
FundersSCIMP/IFAD, SPEED, ARB APEX BANK

Loan Products » Summary

Consumption
317 Borrowers
USD 88,673.91 Portfolio
Active Product
Group
4,437 Borrowers
USD 534,575 Portfolio
Active Product
Individual
187 Borrowers
USD 152,923.91 Portfolio
Active Product
Housing
38 Borrowers
USD 52,092.39 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Group Loan
706 Borrowers
USD 144,866.58 Portfolio
Active Product
Enterprise
522 Borrowers
USD 714,257.91 Portfolio
Active Product
Susu Loan
366 Borrowers
USD 145,846.89 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumption Loan ETB 2,000 - 10,000 12 - 24 20% - 40% 80% - 100% Any Purpose Women, Men, Salaried worker Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Group Loan ETB 2,500 - 10,000 1 - 12 60% - 80% 80% - 100% Any Purpose Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Individual Loan ETB 2,500 - 80,000 12 - 36 60% - 80% 80% - 100% Any Purpose Women, Men Credit Educ, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Lending GHS 200 - 1,500 4 - 12 60% - 80% 20% - 40% Business, Education Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits
Micro Enterprise Loan GHS 400 - 4,000 6 - 12 20% - 40% 40% - 60% Business Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training
Susu Loan GHS 200 - 8,000 6 20% - 40% 40% - 60% Business, Other, petty traders Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumption Loan 10.0% annual, Decl Bal 1 Fee 0 Ins None N/A 18.1% - 22.1% 18.1% - 22.1% 51
Group Loan 11.5% annual, Decl Bal 1 Fee 0 Ins None N/A 24.2% - 24.5% 24.2% - 24.5% 47
Individual Loan 11.5% annual, Decl Bal 1 Fee 0 Ins None N/A 21.2% - 24.3% 21.2% - 24.3% 51

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Lending 29.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 99% - 109.1% 160.7% - 182.8% 16
Micro Enterprise Loan 29.0% annual, Flat 1 Fee 0 Ins None 20.0% upfront 48.7% - 69.9% 72.2% - 113.4% 30
Susu Loan 29.0% annual, Flat 1 Fee 1 Ins None 50.0% upfront 45.9% - 69.7% 149.9% - 355.2% 12

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumption Loan 10.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 18.1% - 22.1% 18.1% - 22.1% 51
Group Loan 11.5% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 24.2% - 24.5% 24.2% - 24.5% 47
Individual Loan 11.5% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 21.2% - 24.3% 21.2% - 24.3% 51

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Lending 29.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 99% - 109.1% 160.7% - 182.8% 16
Micro Enterprise Loan 29.0% annual, Flat 1 Fee 0 Ins Ins None 20.0% upfront 48.7% - 69.9% 72.2% - 113.4% 30
Susu Loan 29.0% annual, Flat 1 Fee 1 Ins Ins None 50.0% upfront 45.9% - 69.7% 149.9% - 355.2% 12
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