| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2005 |
| Head of Institution | Mr Tesfaye Befekadu |
| Regions active | |
| # Branches | 13 |
| Total Portfolio (nat'l) | ETB 32,345,500 |
| Total Portfolio (USD) | USD 1,757,907.61 |
| Active clients with loans | 22,473 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | AEMFI, MAIN |
| Funders | Terrafina, SOS Faim, Promic, KNH |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.maata-n-tudu.org/ |
| Year established | 1993 |
| Head of Institution | KONLAN LAMBONGANG |
| Regions active | 0 |
| # Branches | 3 |
| Total Portfolio (nat'l) | GHS 1,413,852 |
| Total Portfolio (USD) | USD 942,568 |
| Active clients with loans | 12,900 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | GHAMFIN, ASSFIN |
| Funders | CORDAID, UNDP, GRAMEEN FOUNDATION, PLANET FINANCE |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | ETB 1,000 - 6,000 | 8 - 12 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Business Training | |||||||
| Installment loan | ETB 1,000 - 8,000 | 6 - 12 | 60% - 80% | 60% - 80% | Any Purpose | Women, Men | Credit Educ, Group Mtgs |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agro Processing Loan | GHS 50 - 300 | 9 | 80% - 100% | 0% - 20% | ||||||||||
| Grain Banking Loan | GHS 50 - 500 | 9 | 80% - 100% | 0% - 20% | ||||||||||
| Individual Loan | 0 | 0 | 80% - 100% | 80% - 100% | ||||||||||
| Trading Loan | GHS 50 - 300 | 6 | 80% - 100% | 40% - 60% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 1.00% ongoing | 19.7% - 19.8% | 21.7% - 22.6% | 81 | ||||||||
| Installment loan | 13.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 1.00% ongoing | 29% - 29.1% | 36.7% - 36.9% | 35 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agro Processing Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 47.1% - 48.1% | 62.1% - 63.5% | 57 | ||||||||||
| Grain Banking Loan | 38.04%-0.00% annual, Flat | 2 Fees | 0 Ins | 40.7% | 51% | 74 | ||||||||||
| Individual Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 54.1% - 54.2% | 63.1% - 63.2% | |||||||||||
| Trading Loan | 36.00%-0.00% annual, Flat | 2 Fees | 0 Ins | 55.3% | 76.3% | 47 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0% upfront 1.00% ongoing | 19.7% - 19.8% | 21.7% - 22.6% | 81 | ||||||||
| Installment loan | 13.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0% upfront 1.00% ongoing | 29% - 29.1% | 36.7% - 36.9% | 35 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agro Processing Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 47.1% - 48.1% | 62.1% - 63.5% | 57 | ||||||||||
| Grain Banking Loan | 38.04%-0.00% annual, Flat | 2 Fees | 0 Ins Ins | 40.7% | 51% | 74 | ||||||||||
| Individual Loan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 54.1% - 54.2% | 63.1% - 63.2% | |||||||||||
| Trading Loan | 36.00%-0.00% annual, Flat | 2 Fees | 0 Ins Ins | 55.3% | 76.3% | 47 |
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