Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2000 |
Head of Institution | Teshome Yiheyis |
Regions active | |
# Branches | 21 |
Total Portfolio (nat'l) | ETB 25,963,550 |
Total Portfolio (USD) | USD 1,411,062.50 |
Active clients with loans | 12,300 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AEMFI |
Funders | Development Bank of Ethiopia RUFIP, EU |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.bankofbaku.com/ |
Year established | 1993 |
Head of Institution | Sardar A.Hasanov |
Regions active | |
# Branches | 13 |
Total Portfolio (nat'l) | AZN 145,018,460.70 |
Total Portfolio (USD) | USD 185,921,103.50 |
Active clients with loans | 104,601 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 60% - 80% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | ETB 3,000 - 9,000 | 8 - 12 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
Business Loan - Group | ETB 1,000 - 18,000 | 12 - 24 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Business Loan - Individual | ETB 8,000 - 50,000 | 12 - 24 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Individual (Consumption) Loan | ETB 10,000 - 50,000 | 12 - 24 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Salaried worker | Credit Educ, Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Mikrokredit | USD 300 - 20,000 | 3 - 24 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business, 20-65 yaÅ | ||||||||
Mit texnikas, Mebel | AZN 150 - 3,000 | 3 - 24 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Salaried worker, tqaàdçàl | yox, yox | |||||||
Avtomobil krediti | AZN 500 - 50,000 | 3 - 36 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men | Yox, Yox | |||||||
Nad pul krediti | AZN 150 - 3,000 | 3 - 24 | 60% - 80% | 60% - 80% | Any Purpose | Women, Men, Salaried worker |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 20.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 38.7% - 39.1% | 46.4% - 51.1% | 41 | ||||||||
Business Loan - Group | 20.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 35.7% - 45.6% | 43.2% - 56% | 39 | ||||||||
Business Loan - Individual | 22.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 38.1% - 40% | 43.6% - 46.6% | 49 | ||||||||
Individual (Consumption) Loan | 16.0%-20.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 29% - 41.9% | 33.6% - 50% | 40 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Mikrokredit | 27.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0%-15.0% upfront | 31.3% - 39.2% | 31.3% - 73% | 63 | ||||||||
Mit texnikas, Mebel | 30.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 40.7% - 53.4% | 40.7% - 53.4% | 67 | ||||||||
Avtomobil krediti | 20.0%-26.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 23.4% - 34.7% | 23.4% - 34.7% | 74 | ||||||||
Nad pul krediti | 28.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 36.2% - 46.8% | 36.2% - 46.8% | 68 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 20.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 38.7% - 39.1% | 46.4% - 51.1% | 41 | ||||||||
Business Loan - Group | 20.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 35.7% - 45.6% | 43.2% - 56% | 39 | ||||||||
Business Loan - Individual | 22.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 38.1% - 40% | 43.6% - 46.6% | 49 | ||||||||
Individual (Consumption) Loan | 16.0%-20.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 29% - 41.9% | 33.6% - 50% | 40 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Mikrokredit | 27.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0%-15.0% upfront | 31.3% - 39.2% | 31.3% - 73% | 63 | ||||||||
Mit texnikas, Mebel | 30.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 40.7% - 53.4% | 40.7% - 53.4% | 67 | ||||||||
Avtomobil krediti | 20.0%-26.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 23.4% - 34.7% | 23.4% - 34.7% | 74 | ||||||||
Nad pul krediti | 28.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 36.2% - 46.8% | 36.2% - 46.8% | 68 |
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